Top 5 Student Saving Tips to Help You Achieve Your Financial Goals

Earning An Irregular Income

Being a student is an expensive undertaking. From tuition and fees to books and supplies, there are a lot of costs associated with getting an education, and that’s not even taking into account the cost of living. It’s no wonder that so many students find themselves in debt. However, it doesn’t have to be that way. Here are five student-saving tips to help you get started with your financial goals. 1. Identify Your Goal Whether it’s a down payment on a house, paying your student loan, or a cushion of savings to fall back on, knowing what you’re working towards will help keep you motivated. Once you’ve identified your goal, break it down into smaller, achievable milestones. For example, if … Read more

Teaching Children How and Why It’s Important to Save Money

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The following is a guest post by Paige Cornetet, author of “My Dad’s Class – An intentional Structure for Teaching Kids About Money and Life“. If you’d like to submit a guest post to Money Q&A, be sure to check out our guest posting guidelines. Here’s the thing about kids and money: children don’t intuitively understand how money works. It sounds strange but consider the concept for a minute. When a young child needs food, we feed them. When they’re thirsty, we give them a drink. Clothes? We buy them, they wear them; we wash them, and they wear them again. Eventually, of course, children come to understand that there’s some sort of trade involved, that we exchange money for … Read more

Teach Them Young: Why It’s Important to Teach Your Children About Financial Health

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When your children understand the ins and outs of finances, it teaches them how to manage money and other life skills they can take with them into adulthood. For instance, learning how to save can teach your kids discipline. Showing them how to spend responsibly can lead to solid decision-making skills. And teaching them how to invest can help them learn to deny themselves instant gratification. Good financial health can do many wonderful things for your children. But they need your help to learn what that actually is. Here’s how to help your children take some practical steps toward building up their own financial health. Have Age-Appropriate Money Conversations Teaching your children how to make good decisions with their own … Read more

How to Choose a Financial Planner

How to Choose a Financial Planner

The following is a guest post by Michael J. Garry, CFP®, JD/MBA, the author of two books, The Smart Person’s Guide to Financial Planning & Investments: A Simple and Straightforward Approach to Understanding Your Personal Finances and Independent Financial Planning: Your Ultimate Guide to Finding and Choosing the Right Financial Planner. If you’d like to submit a guest post to Money Q&A, be sure to check out our Guest Posting Guidelines. There are as many different kinds of financial advice as there are financial advisors, and choosing the right person to help you reach your financial goals can be a daunting process. One rule of thumb I think it’s always a good idea to keep in mind:  follow the money. … Read more

Your Teen’s First Car – A Financial Learning Opportunity?

teen first car

The following is a guest post by Adrian Johansen, a writer specializing in business and technology topics. Follow her on Twitter @AdrianJohanse18. If you’d like to submit a guest post to Money Q&A, be sure to check out the site’s Guest Posting Guidelines. As your kids grow up, you should take any chance you can to teach them about money and finances because those lessons will be essential as they grow into adulthood. While you’ll have many opportunities to do so, one of the best times to teach them about financial responsibility is when they show interest in buying their first car. This is a great time to educate the kids on the various expected and unexpected costs of vehicle … Read more

The Emotion of Money: Have You Had the Honest Conversation??

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The following is a guest post by Anthony Delauney, author of Owning the Dash: The No-Regrets Retirement Roadmap. If you’d like to submit a guest post to Money Q&A, be sure to check out our Guest Posting Guidelines. We often associate financial success with achieving a target amount of wealth, finding the ‘hot’ stock, or discovering the most cost-efficient way to achieve the maximum rate of return. In essence, it’s all about the money. It’s a rat race to see how much better you can do than your neighbors, your friends, your co-workers, and even your own family. Some individuals love to share success stories about when they bought into a certain company or cryptocurrency or real estate holding and … Read more