There are many dangers lurking on the internet, and the masterminds of the dark web spare no one when trying to find data and personal information that can be exploited. One of the most common threats is a phishing scam, a ploy in which a fraudster is fishing to gain access to your personal information. Through fake emails or fake webs site that look like some of the more trusted companies like PayPal or eBay, they trap people in sharing their information. Most of the schemes will try to trick you into giving your user name and password so … [Read more...] about How to Protect Yourself From Phishing Scams
The cost of raising just a child nowadays could cost as much as a house (if not more) over the span of 18 years (not including college tuition!). This enormous price-tag has a lot of potential parents wary about starting a family, especially when they’re still paying off student loans, saving for a home and enjoying youthful hobbies like traveling while they still can. A recent survey of adults aged 20-45 years old found 43% of them waited longer to have children due to financial concerns, so you’re not alone in wanting to postpone having a … [Read more...] about How Parents Can Fight Back from the Rising Cost of Raising a Child
E-scooters are becoming just as popular as local bike sharing programs, though the unique nature of e-scooters has led some states and local governments to ban or restrict the use of e-scooters in their areas. Fortunately, the potential for positive environmental impacts (e.g., reduced traffic congestion in urban areas, lower CO2 emissions) has convinced more and more politicians to pass legislation allowing the use of e-scooters (and even relaxing stringent regulations on e-scooters, as we recently witnessed in California and Texas). If … [Read more...] about Lime vs Bird Scooters – Which Scooter Is the Best?
Improving personal financial management is one of the most common New Years’ resolutions out there (aside from eating healthier and losing weight, perhaps). The problem with this resolution is that it’s extremely vague, which increases the likelihood that you won’t fulfill it because there’s no clear end goal for something like “save more money” ($1 more? $1,000 more?) or “manage money better.” Don’t let another new year go by where you set resolutions and don’t follow through due to a lack of specificity for those goals. You can improve … [Read more...] about 6 Simple New Year’s Money Challenges to Save More
If you’ve been looking for legitimate home-based business ideas, then you have a lot more options beyond filling out surveys for pennies all day. Some mainstream freelance opportunities like driving for a ride-sharing service or house-sitting for other people might not be a good fit for your personality or job needs, and other popular freelance gigs like writing blogs or designing graphics might not meet your income needs, either. Fortunately, Amazon is expanding its empire of independent contractors through its up-and-coming Amazon Flex … [Read more...] about What Is Amazon Flex? Is It a Viable Income Opportunity?
Car leasing used to be almost universally considered a bad financial decision, but in recent years, leasing has gotten more favorable for consumers who want to upgrade their car every few years instead of driving it into the ground. This has become even more popular as safety technologies like back-up cameras, lane detection sensors, blind spot sensors, parking assistance, and other useful features become more advanced, thereby improving the safety of drivers, passengers, and pedestrians. If you want to get a new car but don’t want to put a … [Read more...] about Top 6 Things to Consider Before Leasing a Car