Personal Finance

Apparently, Americans are not good at vacationing. According to the U.S. Travel Association, more than half of Americans did not use all their vacation time in 2018. Every year, more and more vacation days go unused. As we begin a new year and venture into a new decade, how can we change our priorities to include using those hard-earned vacation days? You can save money on vacation and on your next vacation. Let’s dig a little deeper into the problem. Why are we not taking vacations? For some, leaving work is just plain hard. There is often a lot of preparation that goes into taking time off work and sometimes, it is easier to just stay put. But, for many … Read more

The following is a guest post by Joey Cohn, creator and author of HardlySimple.com. Are you interested in submitting a guest post to Money Q&A? Be sure to check out our Guest Posting Guidelines. Have you ever wanted to take control of your finances?  How about your health?  What if I told you that there are things you can do to take control of both?  Well (surprise!) that’s exactly what I’m going to do.  And the best part of all?  It comes down to one simple thing.  Creating habits. Not just habits, but good habits.  The right habits, for you.  See, I can only take you so far.  And while I’m sure if you actually did exactly what I did that … Read more

An April 2020 survey released by the National Endowment for Financial Education found that 88% of Americans were reportedly stressed about finances as a result of the Covid-19 pandemic. Of those respondents, 54% said they were stressed about not saving enough money (for emergency savings and/or retirement), 29% were concerned about fluctuating income, and 48% were stressed about paying regular bills like mortgage/rent, utilities and healthcare. Considering the fact that Covid-19 has impacted almost everyone on Earth in some capacity, it’s understandable if you’re also feeling stressed about money matters lately. Even with the vaccination rollouts, it’ll be months – if not years – before we return to any semblance of “normal” life. Since uncertainty about the future can create … Read more

The following is a guest post by Jessica Larson, SolopreneurJournal.com Gaining a reputation and establishing credit are really two sides of the same proverbial coin, and it’s hard to find anyone with a more solid reputation than Din Djarin, the title character in the hit Star Wars series “The Mandalorian.” So it only makes sense that, when it comes to building and maintaining credit, there’s plenty to learn from old Mando and his cohorts. After all, principles like honor and dependability are the same whether you’re living life on modern planet Earth or fighting the good fight long ago in a galaxy far far away. With that in mind, here’s some wisdom you can gain from the Disney+ series and … Read more

With 2020 highlighting the importance of prioritizing health and strengthening financial awareness, there is no better time to be proactive to reduce healthcare costs. Whether your 2021 resolutions are to shrink your budget or live a healthier life, being conscious of your general health has never been so important. While the high costs of healthcare should be enough to promote the importance of good health, there are many instances in which we cannot anticipate our healthcare needs. However, because the goal should be to reduce your spending without compromising good health, we have rounded up the most ingenious ways of cutting your total healthcare spending in 2021. Here’s how you can protect your health and spend less this year. Get … Read more