It’s Time to Turn Your Setbacks into Greenbacks

Turn Setbacks into Greenbacks

Turn Setbacks into GreenbacksThe following is a guest post by Dr. Willie Jolley. Dr. Willie Jolley is the author of “Turn Setbacks Into Greenbacks: 7 Steps To Go From Financial Disaster to Financial Freedom“.

There’s a great Lenny Kravitz song that says, “It ain’t over ‘till it’s over.” Nowhere is this truer than in the world of business and finance. Whether you’re an independent business owner, an executive or work for an hourly wage, it can be absolutely devastating when things go wrong and everything that you’ve been planning for goes off course.

You may be reminded of chicken little and begin thinking that the sky is falling and you just want to give up. If you find yourself in this mindset, the first thing you should do is take a deep breath and find your focus.

Most of the world’s greatest successes faced major obstacles and challenges, yet managed to bounce back. You can do the same thing if you are ready to adapt, take advantages of opportunities and never give up.

Turn Setbacks Into Greenbacks

When it comes to going from financial disaster to financial freedom, it all starts with these seven steps.

Stop commiserating

People who sit around and commiserate are the people who would rather complain about problems than do anything to fix them. In the real world, things sometimes do happen that shouldn’t or are unfair. The real question is: how do you deal with it?

We can complain about the dark or we can light a candle and be a light in a dark world. We can’t change the past, but we can definitely move forward towards something better. The choice is yours.

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Forex 101: Essential Tech for Currency Trading Online

Essential Tech for Currency Trading Online

Essential Tech for Currency Trading OnlineAlthough the claim that 95% of forex traders lose money can be debated at length, this statistic does at least some insight into the challenges facing those who try their hand at currency trading online. While this market may deliver high, margin-based returns, for example, it is also prone to considerable volatility and can also suffer from sudden price movements.

It is certainly not a market for the feint-hearted, while beginners must also take the time to research the foreign exchange in detail before taking their initial steps. 

Essential Tech for Currency Trading Online

Forex Market and Currency Trading 101: Online Tips for beginners

While the rise of online trading outlets and brokerage firms such as ETX Capital many have removed many of the barriers to entry facing novice currency traders, the foreign exchange is still and extremely complex market that demands a great deal from beginners. With this in mind, here is a quick and basic guide to get you started: 

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Top 5 Simple Budgeting Tips For Cross Country Moves

Subscription Boxes: Are They Worth The Cost?

More and more people are deciding to move cross country. One area that’s on the up is Houston, Texas because of low house prices and favorable tax rates. If you’re heading to one of these housing hubs, you may find you have to move cross country. It’s costly to conduct cross country moves. We’re going to show you some of the ways you can save money on cross country moves. Budgeting Tips For Cross Country Moves 1. Hire Professional Movers Not only is it safer to hire professionals to handle moving, but it’s also cheaper. Hiring your own truck, if you want to do it alone, will cost you more than simply getting someone else to handle the job. The … Read more

Top 12 Critical Things You Should Know Before Buying A House

12 Things You Should Know Before Buying A House

The following is a guest post about what you need to know before buying a house by George Dokuchaev, a content writer at Prime Property Group. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. 12 Things You Should Know Before Buying a House Buying a home can be complicated. Here are 12 things you need to know before buying a home in today’s market. It is not necessary to be a home owner. You should bear in mind that it is not necessary to become a homeowner, especially if it does not fit in with your lifestyle. Not everyone wants the responsibilities that go with owning a home. You may prefer to rent due … Read more

Make The Number 13 Lucky For Your Finances

Make The Number 13 Lucky For Your Finances

Make The Number 13 Lucky For Your FinancesThirteen does not have to be an unlucky number this year. This year can be the year that you turn your finances around, make the number 13 lucky, and take your life to the next level.

Here are 13 ways that you can have a great year and change the history of the number 13 and make it lucky.

13 Ways To Make The Number 13 Lucky

Start Your Budget

Now is the time to really see where you’re spending your money. It’s time to get back on track. You can do all of this with a written monthly budget and take control of this year of your spending. Like most things with finances, your budget should be revisited every year.

The first of the year is a great time to consider making changes to your budget. Were your categories accurate in your budget? Did you spend more in some areas of your life and less in others? Now is the time to make changes to your budget and start the year off on the right foot.

Go Back To School

I am a big fan of education. I guess that’s why I have gone back so much and earned so many degrees. I think everyone should go back to school at some point.

Whether it is community college or earning a Masters degree, going back to school will set you up for success you dare in your current job or as a stepping stone for the next job.

Seek Help From A Financial Planner

Far too many people need help and don’t Gil seek it out to get it. They think that either they cannot afford it or don’t know where to look.

But if you need help, take time this year to find a certified financial planner in your area that can help you with your financial goals and financial planning. Many offer free first time consultations for new clients. You owe it to yourself and your family to seek help if you need it.

Take this year to make that leap if you’ve been putting it off. The same can be said for finding an accountant. You need to build your financial team.

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Employers Liability Insurance – Why Do You Need It?

Employers Liability Insurance - Why Do You Need It?

Employers Liability Insurance - Why Do You Need It?It’s a legal requirement for employers in England, Scotland and Wales (including those who run off-shore installations) to have insurance in place against liability for injury or disease to their employees as a result of their employment. This is known as employers liability insurance.

Employers have a legal responsibility for the health and safety of employees who work for them. The definition of ‘working for an employer’ depends on the nature of the employer/employee relationship, including the degree and nature of control that an employer has over work.

For example, if tax and national insurance are deducted by the employer from an employee’s earnings, or if the employer provides the tools and work equipment for the employee, this means they’re included in the cover.

Independent contractors who work for different companies aren’t covered by the employer’s liability insurance of those companies.

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