How to Invest in Property Liens and Why You’d Want To

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Paying off your mortgage and eliminating PMI

The following is a guest post from Chris. Chris started a digital marketing business that focuses on freelance writing, content marketing, and SEO while working full-time and playing dad to two kids. You can check out his blog – Money Mozart, to read more. There are several ways to make money in real estate, such as owning property and selling them at a profit or earning rental income. You can also buy real estate shares if you prefer through peer-to-peer investing fintech websites like Streitwise, Fundrise, PeerStreet, Roofstock, and others. However, an often overlooked method of making money in real estate is through property tax liens. In the simplest terms, you can earn money through property tax liens when homeowners fail to pay … Read more

5 Unique and Frugal Gifts for Mother’s Day

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Cheap Mothers Day Gift Ideas

Mother’s Day is just around the corner, and Americans will collectively spend approximately $20.7 billion on their moms this year, or about $168 individually. You can find several great and cheap mothers day gift ideas both online and in a store near you. But, you don’t have to panic. If your budget is currently tight, but you love your mom (or grandma, or mother-in-law) and want to get her something special, then you should start now with these cheap mothers day gift ideas to find just the right present for her. 5 Unique and Cheap Mothers Day Gift Ideas Here are a few unique and cheap mothers day gift ideas you might want to consider this year: Symbolic Animal Adoption Is your … Read more

Three Reasons Why You Should Not Invest In Gold Now

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Principles of a Forex Trader

Despite what many gold bugs want you to believe, gold is not the best investment out there. There is a lot of hype about the precious metal, and it is the favorite topic of the talking heads on television. Is now the time to invest in gold? The recession has had a lot of people spooked about stock market prices falling, and there has been a subsequent rush into gold driving up the prices. People love to invest in a tangible real asset when times are tough. Now that gold is at an incredibly high price and the stock market is once again showing signs of recovery, now is the time to avoid the glitter of gold. Investors should not … Read more

What Are Bonds and Are They Worth Investing In?

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What Are Bonds?

Basic investment advice tells us that they are safer (but potentially less rewarding) than stocks, but truly learning the ins and outs of bonds is cast aside in favor of the latest and greatest investment opportunities like cryptocurrencies and junk bonds. While bonds are less popular amongst investors with moderate to aggressive investment strategies, it’s still worth knowing what types of bonds are out there and which ones might be good additions to your investment portfolio. Have you ever wondered what are bonds? In a nutshell, they are debt issued by a government institution or corporate entity. They are the bread and butter of conservative investment strategies because they typically assume a little risk and moderate returns, paid out when the … Read more

Top 7 Ways Not to Go into Debt this Christmas

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How to Avoid Debt this Christmas

If things are rough this year for your family, that doesn’t mean that you should add to your debt this Christmas to make up for it this holiday season. It is okay to tell your children that Santa is broke this year. They probably already know that something is up, or they have an incredible sixth sense about how grownups are feeling. 7 Ways Not To Go Into Debt This Christmas One of the worst things that you can do though is trying to keep up with the status quo. Here are seven great ways to avoid adding to your debt this Christmas. Use Your Credit Card Reward Points My wife and I love to earn reward points with our … Read more

You’re Collecting Information You Are Not Using

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We all understand that companies collect information on our behaviors, our shopping patterns and the like. But we collect data about ourselves, too. The problem is that we’re not analyzing much of it. And we’re missing a big opportunity to improve our lives and our finances. A friend was recently asking me about Fitbit. Most of my friends know that I’m a huge fan of Fitbit, those little pedometers on steroids, that help you monitor the number of daily steps you take and things like calories burned, food consumption, weight, sleep patterns and other health statistics. I love the service and what it tells you about your health. My friend was curious about how it can tell if you got … Read more