Search Results for: mortgage

Top 6 Tips for New Home Buyers to Get the Best Home for Your Money

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With rent prices going higher and higher, all renters will reach a point where enough is enough. When a rent payment is more than a monthly mortgage payment, and they have nothing to show for the thousands of dollars at the end of a lease, frustration mounts. Here are some new tips for new home buyers. Many would-be buyers shy away from the daunting process of  home buying as lenders put buyers through more scrutiny than ever before. But with high availability of homes, all-time low interest rates, and no-hassle lenders like American Financing, now is the best time to go through the extra effort to buy a home. When contemplating jumping into the home buying pool, please consider the … Read more

Confessions of a Short Term Stock Trader with Swing Trading

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Swing Trading

I have a confession to make. For the past six months, I have been buying and selling stocks at a rapid rate lately. It hasn’t been day trading, but I haven’t held a stock for more than a week before selling it. I’ve been swing trading. I have been swing trading with a small portion of my investment portfolio. I have been buying and selling stock and holding shares for only a few days in the hopes of short term price movements. And, I am really loving it I have to admit. Like when I started playing fantasy baseball and it renewed my love for the game, short term stock trading has renewed my love for trading. It’s not for … Read more

Are Your Budget Assumptions Throwing Off Your Family Finances?

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Are Your Budget Assumptions Throwing Off Your Family Finances?

How accurate is your family’s monthly budget? Do you have false budget assumptions in your family’s monthly budget? Do you guess at certain things that you put in it? You’re not alone. A lot of people do not have the right math in their family’s monthly budget. You need a budget, but you also need an accurate budget. Budgets are built on both facts and assumptions. You know exactly how much money your home mortgage will cost you. You know how much your car payment or credit card minimum balance payments are at the end of each month. But, there are many things in your budgets that you don’t know exactly how much they will cost you and your family. … Read more

Five Of The Most Important Tax Deductions You Can’t Forget

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April 15th will be here before you know it. If you are like me, you may be dragging your feet on filing your income tax return. There are many income tax deductions that you may inevitably qualify for, but you do not want to miss them. Make sure you pay the taxes you owe but do not pay more than you must. In 2009, more than 45 million Americans itemized deductions on their tax returns to the tune of $1.2 trillion dollars of savings and deductions. But the real question is: how many income tax deductions did we miss? Did we claim all of the deductions that were owed to us? Or, did we miss a few that could ultimately … Read more

Are You Saving Enough For Retirement In Your 401k? Probably Not!!

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Are you saving enough for retirement? How much is enough? Is there really such a thing as saving enough for retirement? While there are a few rules of thumb that you can look at to find out how much money you need to save in your 401k for retirement, the sad fact of the matter is that we are simply not saving enough for retirement. Click here to learn more about Motif Investing We Are Not Saving Enough For Retirement Earlier this month, Fidelity Investments released its quarterly analysis of the 401k retirement plans that it manages. The report showed that the average retirement investor at Fidelity had an average 401k balance of $77,300. This is up 12% from the … Read more

Top 6 Critical Lifetime Milestones When To Buy Insurance

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Top 6 Critical Lifetime Milestones When To Buy Insurance

Our lives are constantly changing, but far too often our life insurance policies do not keep up with our changing lives. Have you hit a different phase of your life? Have you reached a new milestone? With each new milestone in your life, your life insurance coverage may need to change. So, you must decide when to buy With each new milestone in your life, your life insurance coverage may need to change. So, you must decide when to buy life insurance, when you have enough, and when you need to add more life insurance coverage to protect your loved ones. No matter if you are starting to work at a new job or you are retiring, you may need … Read more