How to Calculate Earnings Per Share Growth Easily?

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Young Investors Hold Too Much Cash in Their Portfolios

Earnings Per Share Growth is used to determine the profitability of a company by determining how much is the profit of the company per share of common stock outstanding after taking into account important stock dividends paid out during that particular year. In simple words, Earnings Per Share Ratio measures the amount of a company earns allocated on a per share basis. A company with higher earnings per share growth indicates that it has more profit for investors besides if you have funds you can invest it back into your business for generating more profit. A higher Earnings per Share Ratio indicates high investment. It is worthwhile to be noted at this point that Earnings per Share Growth Ratio is … Read more

Guidelines for Adult Children and Aging Parents When It Comes to Money

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How to Protect Elderly Family Members

The following is a guest post by Dr. Ken Druck, an international authority on Courageous Living and author of the new book “Raising an Aging Parent: Guidelines for Families in the Second Half of Life.” If you’d like to contribute a guest post to Money Q&A, be sure to check out the site’s guest posting guidelines. In my work with families over the past 40 years, I’ve learned that conversations about sensitive subjects like money can be extremely difficult. Talking about money can be a source of great satisfaction and benefit or a source of terrible pain and conflict. The success of a conversation about money depends largely on whether family members approach one another with “bad faith” (i.e. distrust, … Read more

The Top Benefits of Investing at a Young Age Every Investor Needs to Know

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Teach your children financial concepts

Ask most investing experts, and they’ll tell you that the best time to start building your portfolio was yesterday. The sooner you can begin putting money into stocks, securities, and other assets for your future, the quicker you can begin building returns on your investments that compound dramatically over time. Every year that you put your spare savings into your bank account is a year of wasted interest – that lost money can really build up over time. You need to be investing at a young age. Investing at a Young Age Unfortunately, a lot of younger people in their twenties assume that it’s impossible for them to start investing unless they have thousands of dollars to put away somewhere. … Read more

Top 8 Simple Mistakes to Avoid When Buying Your First Home

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Baby Step 6 with Dave Ramsey

Buying your first home is a formidable life opportunity, but also a major undertaking that requires the utmost caution. Between finding the perfect property and dealing with lenders and mortgage applications, first-time homebuyers often commit lapses that can prove costly and harmful down the road. As with any investment, it does come with its fair share of risk, for those who do not pay attention to the fine prints. In case you’re looking to acquire the first property, we’ve compiled 8 of the most common mistakes to avoid for a lucrative and successful long-term purchase. Undermining Your Credit Score As you’re certainly aware, buying your first home is a humongous transaction. As such, you’ll need a trust-inspiring personal credit score … Read more

Review of Ibotta – Earning Cash Back with the Ibotta App While Shopping

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Thanks to all of the rewards credit cards available today, there are plenty of financial incentives to get us to spend more money (and sadly not very many incentives to save, with interest rates being as low/nonexistent as they are). Wouldn’t it be great if you could find an easy way to save money on purchases you were going to make anyway, without the cumbersomeness of clipping coupons from your local newspaper or searching the web for good deals? Luckily, there’s an app for that! It’s called Ibotta and it lets you instantly earn cash back while shopping for everyday items and special gifts alike. If you’ve been on the lookout for a good way to earn cash back without … Read more

How to Protect Yourself From Phishing Scams

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protect yourself from phishing scams

There are many dangers lurking on the internet, and the masterminds of the dark web spare no one when trying to find data and personal information that can be exploited in phishing scams. One of the most common threats is a phishing scam, a ploy in which a fraudster is fishing to gain access to your personal information.   Through fake emails or fake webs site that look like some of the more trusted companies like PayPal or eBay, they trap people in sharing their information. Most of the schemes will try to trick you into giving your user name and password so they can gain access to the account online. Once they have the information, they will commit identity … Read more