Do You Qualify for a Business Credit Card?

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How to Increase Your Business Return on Investment

Whether you’re an established enterprise with multiple employees and a brick-and-mortar location, or you’re a work-from-home freelancer with a side gig here and there, chances are you have monthly business-related expenses to cover. While some freelancers, consultants, and other solopreneurs typically cover these expenses with their personal credit cards, you could be missing out on valuable opportunities to get extra perks while paying for business expenditures. Fortunately, applying for a business credit card is just as easy as applying for a personal credit card. According to the Consumer Financial Protection Bureau, an added benefit is that many business credit cards either do not report your monthly payments to a credit bureau, or they only report transactions and payments to commercial … Read more

Should You Rely on Employer-Provided Life Insurance?

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Who wants to think about their own mortality when you just got a new job with an exciting company and things are looking up for your career? To be fair, most people would prefer to never think about when they might die and what would happen to their loved ones if it happened earlier than anticipated. However, confronting the reality that humans simply don’t live forever is an unfortunate part of life, especially when you have financial considerations to make, such as deciding on a new life insurance policy. If you don’t currently have your own life insurance plan and your employer offers free coverage, why wouldn’t you want to take advantage of that amazing offer? Free insurance and financial … Read more

eCommerce Comparison: Which of the Leading Platforms Is Right for Your Business?

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How to Increase Your Business Return on Investment

Whether you are looking to get into the world of online retail or taking an existing business to the digital playing field, you will be pleasantly surprised to find many ecommerce comparison and options available to you. However, not all eCommerce platform providers are the same.  It’s best to understand your business needs first and choose the provider which best suits you. ecommerce comparison For newcomers, the differences may often be hard to find or understand. This breakdown of 5 of the leading ecommerce comparison of builders should put things in order, and help you make the right choice for your business. Wix Stores Wix is possibly the most versatile eCommerce platform, providing hundreds of free themes and customization options. … Read more

How Parents Can Fight Back from the Rising Cost of Raising a Child

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DIY Ideas for Home Improvements - Building with Your Children

The cost of raising just a child nowadays could cost as much as a house (if not more) over the span of 18 years (not including college tuition!). This enormous price-tag has a lot of potential parents wary about starting a family, especially when they’re still paying off student loans, saving for a home and enjoying youthful hobbies like traveling while they still can. A recent survey of adults aged 20-45 years old found 43% of them waited longer to have children due to financial concerns, so you’re not alone in wanting to postpone having a family (or not have kids at all, which is another increasingly popular lifestyle option). If you truly want children in the near future but … Read more

Lime vs Bird Scooters – Which Scooter Is the Best?

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Lime vs Bird Scooters

Lime vs Bird Scooters – Which Scooter Is the Best? E-scooters are becoming just as popular as local bike sharing programs, though the unique nature of e-scooters has led some states and local governments to ban or restrict the use of e-scooters in their areas. Fortunately, the potential for positive environmental impacts (e.g., reduced traffic congestion in urban areas, lower CO2 emissions) has convinced more and more politicians to pass legislation allowing the use of e-scooters (and even relaxing stringent regulations on e-scooters, as we recently witnessed in California and Texas). If you live in one of the many cities/states where e-scooters are permitted, then how do you decide whether to use a Lime vs Bird e-scooter? There are other … Read more

5 Student Loans Myths You Need to Stop Believing Right Now

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Federal Stafford Student Loan Forgiveness Programs

If you’re planning on taking out student loans or have already done so to achieve your career aspirations (maybe you want to open a business that designs cool car wraps or create a game-changing fintech app), then here are five persistent myths that you need to stop believing right now. Otherwise, you could find yourself swimming or sinking in massive debt for years after you graduate. Myth: It’s always smart to consolidate your student loans. Fact: There is a big and important difference between consolidating student loans and re-financing students loan. With the former, you are essentially combining debt and the interest rate will be equal to a weighted average of all of the underlying student loans (rounded up to … Read more