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Top 9 Great Gifts You Can Give that Will Keep on Giving

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It is one thing to give a gift to our loved ones, but it is an entirely different thing to continue to show how much you care about someone with a gift that keeps on giving. We often joke about the gifts that keep on costing us money. My father-in-law bought my mother-in-law a new cell phone last year upgrading her to a smartphone finally. It was a great idea until he realized afterward that the price of her cell phone plan would significantly increase. It was a gift that kept on costing him despite his good intentions initially. A wonderful gift is one that continues to add enjoyment to our loved ones’ lives long after we have given that … Read more

5 Reasons How Email Marketing Can Increase Sales for Small Businesses

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The idea of sending out emails to prospective customers is one that many small businesses have discovered to be highly effective in driving new business through small business email marketing. But, there are others who have not yet realized its potential. In this blog, we’ll look at five simple ways you can harness the power of – one of the most cost effective techniques in any company’s marketing arsenal. 1. Make sure you do your best to avoid spam filters. These have become incredibly good at detecting what is seen as spam by many email providers. Be careful when writing your subject lines, headers and content, don’t include such terms as ‘free’, ‘discount’, ‘£££’, ‘massive savings’, or similar terms. Make … Read more

Wyoming 529 College Savings Plan – Look to Colorado for Help

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Wyoming 529 College Savings Plan Wyoming no longer operates its own 529 plan, having terminated the state’s 529 savings plan in 2006 and distributing all account balances to the account owners. Wyoming’s agreement with Colorado’s CollegeInvest whereby Wyoming residents could participate in any of the Colorado 529 savings programs under the same terms (i.e. fee waivers) as Colorado residents ended at the end of 2011. Colorado 529 College Savings Plan About: The CollegeInvest 529 Scholarship is designed to award scholarships to Colorado residents of middle-income families who have planned for a higher education by saving with a CollegeInvest 529 College Savings Plan. This is a great opportunity for students or adults looking to go to college or vocational school for the … Read more

Wisconsin 529 College Savings Plan – Edvest College Savings Plan

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Wisconsin 529 College Savings Plan About: The Edvest College Savings Plan is a state-sponsored, tax-advantaged 529 college savings plan that’s helping families and individuals plan for the cost of higher education. It’s available to any citizen or taxpayer. And just about anyone can help contribute including Grandparents, other family members, and friends. Website: https://www.edvest.com/ Phone #: 1-888-338-3789 Investment Options: TIAA-CREF succeeded Wells Fargo as manager of Wisconsin’s Edvest 529 savings program in October 2012. The revised program features two age-based options, eight static portfolio options, and five individual fund options utilizing mutual funds from TIAA-CREF, DFA and PIMCO. A CD option and a principal plus interest option are also available. Tax Benefits: Edvest offer unsurpassed income tax benefits. Although contributions are … Read more

Washington 529 College Savings Plan – GET 529 Prepaid Plan

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Washington 529 College Savings Plan About: GET is Washington state’s 529 prepaid college tuition program. It is governed by federal IRS rules and Washington State law (RCW 28B.95). With GET, you save money by prepaying part or all of your child’s college tuition costs now, to avoid paying higher costs in the future. The State of Washington guarantees that the value of your account will keep pace with the cost of resident undergraduate tuition and state-mandated fees at the most expensive public university in Washington (typically the University of Washington or Washington State University). Although the value of your account is determined by tuition costs at UW or WSU, you can use your account nationwide at practically any public or … Read more

Virginia 529 College Savings Plans

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Virginia 529 College Savings Plan About: VA 529 has emerged as a premier 529 Plan in the country. What started as a vision for helping families pay for college via a prepaid tuition program has grown into the largest 529 plan in the country with over 23% of the nation’s 529 assets. Our founding Executive Director and the Virginia General Assembly saw a need to help the families of the Commonwealth prepare for higher education in an affordable manner. Fifteen years later, they continue to deliver by offering four flexible, affordable and tax advantaged programs to enable families throughout the nation to pursue higher education. Website: http://www.virginia529.com/collegewealth/ Phone #: 1-888-567-0540 Investment Options: Virginia 529 programs come in two basic types– prepaid … Read more