How to Earn Extra Income and Save Money Grocery Shopping with InstaCart

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How to Save Money Shopping with InstaCart

By some estimates, online grocery shopping is expected to grow into a $100 billion industry by 2025. While Amazon currently leads the pack thanks to its Amazon Prime membership benefits and the recent acquisition of Whole Foods, there are a couple great alternatives for consumers who don’t have Prime memberships or want to shop from local stores. How to Save Money Shopping with InstaCart One grocery delivery service that’s been increasingly popular lately is Instacart, which lets you order food from your favorite grocery stores (much more variety than Amazon’s offerings) and save money on groceries without leaving the house. Whether you exclusively order groceries online (and want better options) or you’ve always gone to the grocery store yourself, here’s … Read more

Selling Your Home to Fund Retirement – 5 Factors to Consider

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12 Things You Should Know Before Buying A House

If you are ready to retire, you may wonder if what you have saved up over the years will cover all your costs. A 2018 report revealed that many Americans have less than 15 percent of the amount needed to retire comfortably; however, while this can be a troubling thought, there are a few ways you can boost your savings. One popular way for many people to fund their retirement is to sell their home, and if you are considering this course of action, there are a few factors you may want to think about before making a final decision. Top 5 Things to Consider When Selling Your Home to Fund Retirement 1. The True Value of Your Home If you … Read more

Why It Just Makes Sense to Have an Online Savings Account

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The following is a post from Clint Haynes, a Certified Financial Planner® and Financial Advisor in Kansas City, Missouri. He is also the founder and owner of NextGen Wealth. If you’d like to contribute a guest post, check out Money Q&A’s guest posting guidelines. If you’re reading this, then you probably have some kind of understanding of online conveniences. Maybe you also check your email or shop online. The point is that the virtual world offers some real advantages, even in ways that you might not have considered.  Take banking, for instance, and online savings accounts, in particular. You might be thinking: “I already have a savings account. Why do I need another?” I’m about to tell you why and … Read more

Top 4 Ways to Actually Save Money on Everyday Expenses

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Save Money on Everyday Expenses

Daily life adds up to be really expensive really quickly. From housing costs to food to transportation, before you know it a good chunk of your paycheck is gone after putting it towards everyday expenses. While location makes a huge difference in the cost of living, studies have found that in 20 major cities, the income to live comfortably has increased by at least 23% in the last few years. Even though the cost of living continues to increase in most cities, there are proven ways to cut costs to keep more money in your pocket. Here are 4 effective ways to save money on everyday expenses. 1. Use Public or Shared Transportation Driving is quite expensive. Instead of spending … Read more

What Is Geo-Arbitrage? And How You Can Profit From It!

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If you’ve ever dreamed of quitting your day job to travel the world, then you’re not alone. Many of us can only imagine having enough time and money to travel to our hearts’ delights, but rarely do we actually try to make it happen. There’s a reason why those stories about couples quitting their corporate jobs to live on sailboats or solo globetrotters living in different Airbnbs every week make the news. It doesn’t happen to most people! So how do these people do it? Do they have millions of dollars stashed away in investment accounts and inheritance funds to financially support themselves while traveling? In many cases, these extraordinary travel tales involve a little-known concept called geo-arbitrage, which essentially … Read more

How to Figure Out Your Retirement Income Gap

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One of the most important considerations when it comes to retirement planning is determining how much money you’ll need to live comfortably on for the rest of your life. Even if you max out your IRA every year or contribute thousands of dollars to your employer-provided 401k each year, it would be a huge mistake to assume you have enough money to retire. A major early retirement killer is poor planning, so it’s crucial that you figure out your retirement income gap as early as possible and develop strategies to minimize that gap. After all, nobody likes the idea of potentially experiencing a lower standard of living than they currently have. How to Figure Out Your Retirement Income Gap What’s … Read more