How to Start Trading, Some Key Questions and Answers

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stock market

If you are about to start trading online, you probably have several important questions, that can easily be answered if you are patient. In addition to learning about how to trade, it’s important that you perform due diligence, and find a broker that will help you meet your trading goals. Whether you are looking for lightning fast execution or a broad educational section, scanning the internet to find a review such as the iFOREX review, will be a key to your success. Common Questions and Answers How do I Know if a Broker is Reputable? Forex brokers are reviewed just like most services.  Like the way you would look up a review of a restaurant or hotel, you can find … Read more

Top 4 Investments Every New Parent Should Make

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When you’re preparing to have a baby, long-term considerations like paying for college tuition seem relatively unimportant compared to more immediate concerns. Instead, you’re likely thinking about nursery room furniture, diapers, formula, and childcare. However, the earlier you begin saving for the future, the better off your child will be in their teens and twenties. Here are investments new parents should make… Top 4 Investments New Parent Should Make 529 College Savings Plan There are two types of 529 plans, prepaid tuition plans and savings plans. Prepaid tuition plans apply to one “qualified educational institution,” like accredited or nonprofit universities. Savings plans are typically applied to any college your child wishes to attend. Each state has its own 529 college plan, … Read more

How Do Credit Card Reward Programs Work?

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Saving Money Everyday

Have you ever wondered what a rewards credit card is and how it works? Read on to learn the basics about rewards cards, their benefits and things to be aware of when selecting or using a rewards credit card. Rewards credit cards simply refer to credit cards that offer rewards and incentives for using the credit card for purchases. These rewards can come in many forms, but they generally include earning reward points or discounts for using the credit card, and depending on the credit card, these rewards points can be redeemed for flights, cash, vouchers, purchases etc. Rewards credit cards also often offer other benefits aside from reward points and discounts such as free airport lounge access, free travel … Read more

How to Save Money by Quitting Your Vices – Alcohol, Cigarettes, Gambling

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How to Save Money by Quitting Your Vices

When you’re in the midst of budgeting, you might hit a point where you think there’s nothing left to trim from your budget. However, this plateau usually happens because we’re unwilling to compromise on our favorite vices or make genuine progress towards quitting our addictions, such as smoking, caffeine or even technology. How to Save Money by Quitting Your Vices If you’re ready to make some real progress with your financial goals, then here are some strategies for saving hundreds (or thousands) of dollars per year by quitting these vices. Alcohol We now live in an era when you can get booze delivered to your home within an hour or subscription boxes of craft beer and wine from around the … Read more

5 Things About Deducting Health-Related Expenses If You’re Self-Employed

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Health insurance and medical expenses are complicated. Having to navigate your own taxes, deducting health expenses, and own health insurance premiums without much external help can be a nightmare if you’re disorganized. Fortunately, the IRS offers many advantages for self-employed folks when it comes to paying for your own health policies instead of having an employer subsidize these expenses for you. While the federal government is currently debating how to overhaul both the U.S. tax code and health insurance legalities, here are the most recent guidelines on deducting health expenses for self-employed individuals. Deducting Health Expenses  Who Qualifies for the Health Insurance Premium Deduction?  Thanks to the Small Business Jobs Act, self-employed individuals could be eligible for a tax deduction … Read more

Review of Lending Club’s New Car Refinancing Loans

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Car Salesmen Tricks They Do Not Want You To Know

There aren’t too many things in life that are more expensive than owning a car. At least homes and other types of properties are appreciating assets, while a car is a depreciating asset that presumably loses 20% or more of its sale value the moment you drive away from the dealership. Fortunately, Lending Club wants to make car ownership easier with its new auto loan-refinancing program. Say goodbye to application fees, origination fees, and those annoying prepayment fees that other lenders charge to punish borrowers from paying off their loans earlier than expected! Lending Club Refinance Lending Club takes a frustrating process and makes car ownership more affordable with its auto-refinancing program. If you’ve recently considered refinancing your car loan, … Read more