Top 5 Ways to Make Retirement Less Financially Stressful

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Make Retirement Less Stressful

No matter how much you save for retirement, it always seems like it doesn’t hurt to sock away a little bit more. It’s understandable given how many people are living paycheck to paycheck. The Economic Policy Institute (EPI) recently found about half of Americans have nothing saved for retirement. How to Make Retirement Less Stressful Financially The whole process of retirement planning can be stressful, but taking control of your financial future is also empowering. Taking the time to create a comprehensive plan can go a long way in easing the financial stress of retirement. Plan for Funeral Expenses Funeral costs are probably the last thing anyone wants to think about as they near retirement. But when funeral services are … Read more

How Our Minds Get in the Way of Our Money with Behavioral Finance

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Investing with Behavioral Finance

Many of you may not have heard of the term behavioral finance, but it is hard to find a point where our minds do not get in the way of our money. It happens all the time. We try to kid ourselves that we are rational human beings who make rational decisions, but history and our stock market has proved us wrong time and time again. In fact, we let our emotions take hold of us more often than we would like to admit much to the detriment of our finances. Below are three classic examples of behavioral finance and how we behave irrationally with our money and let our minds get in the way and cost us. We Have … Read more

MoneyLion Review – Personal Loans, Credit Monitoring, Rewards, and More

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MoneyLion

Did you know that 70% of Americans reportedly wouldn’t be able to cover a $2,000 unexpected expense? Perhaps this figure isn’t surprising, especially if you’re in the same boat. So, what happens when huge expenses arise out of nowhere? Typically, people either put the expense on their credit cards – and rack up more debt as a result of high interest rates – or take out a personal loan (also with considerably high interest) to cover the emergency costs. This can be a serious setback for anyone trying to improve their financial situation, but at last, a better option exists – MoneyLion. Founded in 2013, MoneyLion has become immensely popular among consumers due to its easy-to-use app and rewards-based program … Read more

5 Smart Ways to Save on Gifts this Christmas

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How to Save Money on Christmas Gifts

Christmas is right around the corner, but luckily, we still have over a month to plan this year’s gift list and try to save money by avoiding last-minute shopping. Do you know how to save money on Christmas gifts? Below I’ve listed some ideas that might help you spend less on your gifts this year and even make Christmas shopping an enjoyable (and dare I say it, stress-free) experience. How to Save Money on Christmas Gifts Actually Write a List Although obvious, most of the time we just go shopping and completely forget to list the people and the gifts we think they might like. But, making a list is not all: use it as a springboard to determine the Christmas … Read more

Top 5 Simple Ways to Save Money for Your Next Holiday

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Why Online Shopping Is Best for Christmas Shopping

When you’re planning your budget for your next holiday, you might be worried about how much you’re going to have to spend. Or, maybe you’re putting off taking a holiday because you can’t afford it. Either way, there are a number of ways that you can ways to save money for your next holiday so you can enjoy it without breaking the bank. How to Save Money for Your Next Holiday Here are the top 5 ways to save money for your next holiday. House Sit House sitting is a great way to save money for your next holiday. Rather than spending money on rent each month, you can live in somebody else’s house for a time. Recently, there has … Read more

How to Make Extra Money with Part Time Jobs for Christmas

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How to Save Money on Christmas Gifts

Now that we’re close to December, many of the seasonal retail and restaurant job openings are starting to fill up. However, there’s still hope for those of you who are looking to make some extra money during the holiday season. You can find a few good part time jobs for Christmas. Whether you need a few more dollars to cross everything off your Christmas list or you want to make up for your paycheck being short if your job is closing for the holiday, you can earn extra income this holiday season. Here are a few non-traditional seasonal jobs that you can consider over the next few weeks to make extra money this Christmas season during the holidays. Part Time … Read more