Disability Insurance Archives

Why You Need Disability Insurance

At some point in your career, you are going to get hurt. It is almost inevitable. Over a third of all Americans will eventually find that they disabled at some point during their careers and unable to work for an extended period of time according to the Social Security Administration. How will you pay your bills? How will you support your family while you are disabled? How long will your emergency fund last you and your family? It is estimated that over 70% of American employees are not covered by some type of private long-term disability insurance plan. That is why you need disability insurance. Why You Need Disability Insurance Becoming disabled either through illness or an accident and being … Read more

How To Save On The Cost Of Disability Insurance

by Hank Coleman

You need to have disability insurance to provide you with income protection in the event you are hurt and cannot work. It is not a matter of if you will get hurt but when.

Over 30% of all workers will be injured during their working lifetime and not be able to work. This could be devastating to your finances of course if you are not prepared. But, there are ways to reduce the cost of disability insurance for you and your family.

Save On The Cost Of Disability Insurance

How will you pay your monthly expenses if not only do not earn an income but simply cannot physically do any work to earn additional income. How will you family survive?

That is why having disability insurance is so important. You are statistically four times more likely to be disabled and not be able to work than to die in your 30s.