How accurate is your family's monthly budget? Do you have false budget assumptions in your family's monthly budget? Do you guess at certain things that you put in it? You're not alone. A lot of people do not have the right math in their family's monthly budget. You need a budget, but you also need an accurate budget. Budgets are built on both facts and assumptions. You know exactly how much money your home mortgage will cost you. You know how much your car payment or credit card minimum balance payments are at the end of each month. But, … [Read more...] about Are Your Budget Assumptions Throwing Off Your Family Finances?
Archives for May 2013
This week on “Your Money Your Choices”, the Money Q&A podcast, we talk to Rob Aeschbach who is a veteran, financial planner, and personal finance blogger who is passionate about helping people take control of their finances. He’s the publisher and lead writer of the personal finance blog, RobAeschbach.com. In the podcast, Rob talks about why everyone needs an estate plan, the essential tools that you need, and helps to answer your estate planning questions. Over half of all young parents in America do not have a … [Read more...] about This Week’s Podcast: Essential Estate Planning Questions and Answers with Rob Aeschbach
Are you getting the best rate of return on investment? Kiplinger's Personal Finance Magazine annually discusses ways to boost your investment yield in their latest issue. I have to say that I am always pretty disappointed in their recommendations. I love the magazine, but I didn't really care for a list of mutual funds and Exchange Traded Funds (ETFs). But, I wanted concrete ideas on how to earn a 10% annual rate of return on my investments. US Treasuries are earning less than 1% and money market funds are not fairing much … [Read more...] about Ten Ways To Earn A 10% Rate Of Return On Your Investments
This week on Money Q&A’s podcast, “Your Money Your Choices”, we talk to Peter Renton who is one of the subject matter experts on Peer-To-Peer Lending. He's the publisher of Lend Academy and the author of "The Lending Club Story". In the podcast, Peter talks about how easy it is to get started investing in peer-to-peer lending through websites like Lending Club. Episode #6: Increase Your Investment Return With Peer-To-Peer Lending Are you sick and tired of earning less than 1% on your savings accounts or money market funds? Government … [Read more...] about This Week’s Podcast with Peter Renton from Lend Academy
Whether you're a domestic or commercial customer, keeping an eye on your energy gas tariffs is imperative if you want to pay the least you can for your energy use. Comparing suppliers is often much easier than you may expect, whether you're comparing for home or business gas. In fact, while many people may think that switching business gas would be an arduous task that requires a lot of hoops to be jumped through, it's actually much easier than that. If you have been doing your research and you have found that the supplier you currently … [Read more...] about Switching Business Gas Tariffs: It’s Easier than It Looks