If you haven’t done so already, now is the time that you should start thinking about your Christmas gift-giving plan to your friends and family. Christmas in July has many benefits that you can take advantage of in order to save money on holiday gifts. “If you tacked on unexpected expenses to your debit or credit card or veered from your shopping list, a little early planning could go a long way toward keeping you on track this year,” says Joe Buhrmann, manager of financial security at COUNTRY Financial®. Take Advantage of Christmas In … [Read more...] about How To Save A Ton of Money Shopping For Christmas In July
Archives for July 2016
Taxes for Binary Options Traders: Know What You Owe
Yes, taxes rank as one of the most hated things in life, but there’s really no getting out of paying. For US citizens, if you earn more than $600 in a fiscal year, then you owe the government a cut of your earnings. That applies to all sources of income, whether you’re sweating in a mechanic’s shop or making money through binary options trading. How are taxes for binary options traders assessed, though? What are you looking at in terms of tax liability when everything is said and done? How to Report Your Earnings Hopefully, you’ll be earning … [Read more...] about Taxes for Binary Options Traders: Know What You Owe
6 Things to Immediately Do When Your Wallet Is Stolen
According to the Bureau of Justice Statistics’ most recent figures, 17.6 million Americans were victims of identity theft in 2014. The bulk of these incidents arose from unauthorized activity on existing credit cards or bank accounts, which can be a great cause for alarm if you happen to lose your wallet to a thief. Have you ever lost a wallet or gotten a wallet stolen? Do you know what to do when your wallet is stolen? What to do Do When Your Wallet Is Stolen If you can’t find your wallet, credit and ATM cards, driver’s license, … [Read more...] about 6 Things to Immediately Do When Your Wallet Is Stolen
How to Make an Extra Buck with Online Entertainment?
Playing online games and making money in the process? If only it was that simple, you might think. You should know, though, that it is indeed possible to make an extra buck while playing online games. It's called online gambling - and please, read on before you tell me off. Gambling? Where? The All Slots Casino is a popular online gambling destination open for players in most countries of the world. It has a large collection of high-quality casino games, most of them destined to entertain, but with a handful among them with a real potential … [Read more...] about How to Make an Extra Buck with Online Entertainment?
For The Love Of Money: A Memoir by Sam Polk – Book Review
"For The Love of Money: A Memoir" by Sam Polk is a brand new book telling the behind the scenes story of a Wall Street trader, focusing on credit default swaps, distressed assets, and all of the shenanigans that captured America's attention during the 2008 financial crisis.
How much money is too much? How large of a salary are you willing to walk away from because of your core beliefs? Sam Polk was put to the test on Wall Street, and his book paints an incredible picture of what it takes to be a stock and bond trader.
"For The … [Read more...] about
4 Steps to Take When Faced with an Unexpected Bill
What would you do if a $1,000 expense that you weren’t anticipating suddenly arose? For instance, your dog tears their ACL playing fetch and needs surgery right away, or your kid’s permanent tooth gets knocked out in dodgeball and they need cosmetic treatment, or your formerly reliable car now needs a thousand dollar repair – how would you manage the unexpected bill? Many people need help paying bills especially when they are unexpected. According to a poll conducted by The Associated Press-NORC Center for Public Affairs Research in May … [Read more...] about 4 Steps to Take When Faced with an Unexpected Bill
How To Understand Your Spouse’s Views On Money
Lesley-Anne Scorgie is the founder of MeVest, a money school helping North Americans reach their financial potential. She’s also the bestselling author of Modern Couple’s Money Guide, Well-Heeled and Rich By Thirty. Follow her @LesleyScorgie What causes trouble in paradise isn’t who picked up their socks or took out the trash (though those things can be annoying too). It’s money; how it’s spent, saved, invested and given. According to Capital One, 8 in 10 couples fight about money and nearly half feel their partner’s attitude towards … [Read more...] about How To Understand Your Spouse’s Views On Money
Cell Phone Insurance: Worth It or Wasteful?
Is cell phone insurance worth it? Experts are divided on whether cell phone insurance is little more than a profit machine for cell phone carriers or if it’s actually useful for folks who want to avoid the high cost of device repairs and replacement. If you’re prone to breaking or losing your electronics, then cell phone insurance might be worth it for you. Otherwise, as the Wall Street Journal says, an extended warranty on your gadget is a waste of money. Is Cell Phone Insurance Worth It? Could cell phone insurance be worthwhile for you … [Read more...] about Cell Phone Insurance: Worth It or Wasteful?
Top 3 Incredibly Easy Ways To Save Money Shopping Online
News flash - I’m super cheap. I guess that it comes with the territory of being a personal finance blogger. I’m always on the hunt for ways to save money shopping online. I end up stalking brands and items I’m looking to buy online, looking for the best deal.
I often have buyer’s remorse especially with large purchases. I always think that the seller has the upper hand in pricing and a great deal is just around the corner if I’d keep looking. But, there are ways that you can save money shopping online. Here are a few easy ways that you can … [Read more...] about
Important Saving and Investing Tips You Should Follow Today
As members of the working class, we spend most of our time at work making money so we can pay the bills, put food on the table, and treat ourselves once in a while. To be able to live comfortably, one important saving tip is to somehow increase our source of income and to cut down on our spending. The good thing money is, it is never too late for anyone to start saving and investing—whether you just got out of college or someone in their late 50s, you will find each and every tip on this article very helpful if you wish to live a more … [Read more...] about Important Saving and Investing Tips You Should Follow Today