Should You Buy Travel Insurance for Your Next Trip Abroad?

International travel can be expensive, but the one cost many people forget about in the midst of scheduling flights and packing luggage is a travel insurance plan. Unless you have phenomenal health care coverage here in the U.S. that also guarantees a decent level of coverage while you’re overseas, you may be required to purchase a supplemental travel insurance plan to use during your next trip abroad. Search, Compare & Book a Flight today with Airfarewatchdog and Save Big! If you’re traveling with a tour company, then they can probably guide you through the ins and outs of travel insurance recommendations and requirements for your destination country. However, if you’re planning your own trip and debating whether to buy travel insurance, … Read more

Top 5 Ways to Save Money on Health Insurance

Top 5 Ways to Save Money on Health InsuranceWhat do you think is the best and most industrious way to ensure the protection of your health? I bet a health insurance policy because of the unprecedented benefits.

If you have health insurance, then you do not necessarily need to worry about your medical expenses and hospital bills. However, things are not ideal every time and you cannot escape extreme atmospheric conditions and so do health issues.

Before we proceed further, let me ask you, do you have a health insurance policy? I suppose not.

What could be the reason you never experienced the need of health insurance? Well, not just one but there could be many reasons why you never purchased a health plan. One of those reasons could be affordability of the premium. For more details, read below:

Understanding Premium & Making It Affordable

The term premium refers to the amount of money you are liable to pay to your insurer so as to avail certain benefits in particular. A health insurance policy provides assured benefits, such as cashless hospitalization, claim reimbursement and more such features to the policyholder. In exchange for that, the company seeks an annual premium.

Read more

How to Overcome the Challenges of Bootstrapping Your Business

How to Overcome the Challenges of Bootstrapping Your Business

The following is a guest post by Ed “Skip” McLaughlin and Wyn Lydecker, the authors of “The Purpose Is Profit: The Truth about Starting and Building Your Own Business“. If you’d like to find out more about guest posting on Money Q&A, please read our Guest Posting Guidelines. Every business needs capital to start, operate, and grow. Every type of capital has a cost, with advantages and disadvantages to consider. And to some degree, every source of capital will affect the amount of control you will maintain over your business. When I was starting my company, USI, I couldn’t wait to lift off. I was ready to quit my job and felt impatient to get started. I considered sourcing money from … Read more