Three Christmas Gifts to Give Your Children that Keep on Giving

Christmas Gifts For Children That Keep On Giving

Does your child need another toy this Christmas? If your children are anything like mine, they have far too many things in their room and in their lives. But, what are some Christmas gifts for children that last long after the holiday? We are a consumer nation, and that love of stuff bleeds over into our children’s lives as well. So, what type of present do you get for a child for the holidays that seems to have everything? Christmas Gifts that Keep On Giving It doesn’t help that times are tight and often Santa is broke this year. But, here are a few examples of Christmas gifts for children that will keep on giving to your kids long after the … Read more

What Is a Good Return on Investment for Your Portfolio?

what is a good return on investment

Whether you’ve considered getting into investing or you’re a seasoned pro when it comes to managing your own investments – perhaps with the help of robo-advisors to optimize your investment portfolio – one question that remains for most investors is: what is a good return on investment? What type of ROI should you be striving for with your investment portfolio? It’s an important question, but many folks assume that, as long as they’re earning higher rates of return with their current selections than other options like savings accounts, then they’re seeing “good” returns. However, that probably isn’t the case. If you truly want to earn great returns on your investments, you shouldn’t settle for “it’s better than the alternatives.” Investing … Read more

How to Invest in a Movie and Make a Great Return on Investment

How to Invest in a Movie

UPDATE – This round of investing is closing on Friday, October 27th at midnight! Now’s your last chance to invest in a movie and earn a great rate of return (plus residuals). Click here to invest through WeFunder. Don’t miss your chance to earn a 15% return on your principal and 50% of the pro-rated profits in perpetuity!  UPDATE #2 – Check out the bottom of this blog post, where you can find three NEW movies that you can invest in through WeFunder! I’ve talked about investing in things like a rock and roll band through Kickstarter before. I’m a huge fan of the platform and of crowdfunding projects in general. But, recently, I had the opportunity to invest in … Read more

How to Start Investing Even When You Are Almost Broke

How to Start Investing with Very Little Money

If you’re living paycheck-to-paycheck, long-term savings and investment strategies aren’t exactly a priority. After all, you need to make sure you can afford basic human necessities like the roof over your head, utilities, and food, not to mention life necessities like car insurance and cell phone plans. Once everything is accounted for, what little is leftover from your last paycheck might be used to pay off debt or go out to dinner one night per month. Investing money in stocks, bonds, or any other option just doesn’t seem feasible, given your income/expense ratio. You know that investing is important, especially when it comes to saving for retirement, but the freedom to divert money to investments instead of necessities and debts … Read more

5 Reasons Why Investing in Your 401k Is a No-Brainer

Investing in Your 401k

The following is a guest post from Evan Tarver is a small business and investments writer for Fit Small Business. If you’d like to submit a guest post like this one about investing in your 401k retirement plan to Money Q&A, check out the site’s Guest Posting Guidelines. A 401k lets you invest a portion of your paycheck into an investment account that can be accessed at retirement. Plan contributions are typically invested in a diversified portfolio that includes mutual funds, stocks, bonds, and other investment vehicles permitted by a 401k. 401ks are the most popular type of retirement plan because of their flexibility and tax advantages. 5 Reasons Why Investing in a 401k Is a No-Brainer 1. It Helps … Read more

Top 4 Ways to Stop Keeping Up with the Joneses

Keeping Up with the Joneses

The idea of “keeping up with the Joneses” is less of a financial phenomenon than it is a psychological one. While it certainly involves spending a lot of money to mirror the life of someone you admire (or are jealous of), a lot of it boils down to psychologically-induced spending habits in a misguided race to “have it all.” How to Stop Keeping Up with the Joneses Rather than blowing your money on impulse purchases to maintain a similar lifestyle as your family members, friends, or neighbors, here are some helpful strategies to rein in your spending and feel more content with what you currently have in your life: Acknowledge Your Financial Limitations This seems like an easy task – … Read more