Imagination is more important than knowledge but, if you give your credit card to a man in the early 19’s, he would just laugh in your face and walk off. Fast forward it to 1950 and Boom! America got its first credit card. Take a leap of 30 years, and you land up with the first reward program by American airlines. The point is, credit card has been with us for almost 70 years and yet we are not fully aware of its functionality. In our age where being frugal has become a necessity, the credit card should be the first to consider. Why? Coz, … [Read more...] about How to Get Cash Back On Credit Card
Archives for March 2019
Housing costs are astronomical these days, especially for renters who aren’t able to save up for a down payment on a home, or people who relocate too frequently for work to justify buying a home. In order to keep housing costs under control and mitigate homelessness issues, many public policy officials have started implementing stricter regulations on short-term rentals through Airbnb. There have been claims that landlords have evicted long-term tenants in order to cash in on the short-term rental market, which has caused greater … [Read more...] about Should Property Investors be Concerned About Anti-Airbnb Laws and Regulations?
Can you believe the national average interest rate for savings accounts is just 0.09%? Yes, you read that right, 0.09%, not 0.9%. Leaving your money in a savings account is a terrible way to get decent returns on your investments when there are so many better options available. Many of these alternatives also won’t charge you a dime to manage your savings account, something traditional banks still inexplicably do. If you’d like to start reaping the rewards of saving, then here are some alternatives you should ditch your current savings … [Read more...] about 6 Excellent Alternatives to Low-Interest Savings Accounts
First, there was Uber and Lyft, now there’s another innovative ride-sharing service on the scene called e-scooters. You may have seen people riding them around your neighborhood already. Or perhaps you came across a scooter lying on the sidewalk with no rider in sight. These e-scooters have become fairly contentious issue lately. Some cities have enacted e-scooter bans in the name of public safety. On the other hand, scooter riders and companies argue that e-scooters are an eco-friendly, fun, and efficient ways to reduce traffic … [Read more...] about How to Make Money Recharging Lime and Bird Scooters
Whenever you are about to put a significant amount of money on the line, it is very important that you have someone to help you abide by the rules. You don’t want to end up losing your investment just because you didn’t fully understand the legal jargon in the contract you signed. One of the most important investments you are likely to make in your lifetime is purchasing a home. With so much at stake, you need to have the right people by your side to help you navigate the entire process. One representative you may want to hire is a tax … [Read more...] about The Importance of Having a Tax Lawyer Before Purchasing Properties
If you are one of those people who travel frequently from one destination to another, it’s very important to learn the economy of your destinations. Whether it’s for making a deal or paying for your travel expenses, foreign transactions need to be done after looking for an accurate conversion tool. Although there are several money exchange booths, you still need an expert’s guidance. Thankfully, there are a host of currency conversion websites that you can use. Here is a review of the best and you need to check it out. Currency … [Read more...] about One of the Best Currency Converter Online Tools
Rather than wait until you’ve become a victim before you brush up on credit card frauds, it’s best that you keep yourself aware of the most recent and prevalent threats. That way, you can save yourself a lot of frustration, time, and money. An ounce of prevention is most certainly worth a pound of cure whenever there’s money (especially yours) involved. EMV Credit Card You’ve likely noticed that credit cards now come with chips to prevent the very type of fraud some fall prey to when getting a new chip card. What happens is scammers pretend … [Read more...] about Are You Aware of These Common Types of Credit Card Fraud?
Many business owners need to borrow money at some point to grow their business, but with many options available, choosing the kind of loan that makes the most sense for your business can be confusing. When evaluating small business loans, it is important to first assess your current needs and situation. Some questions you need to answer are: How much do you need to borrow?What will you use the money for?How long will it take you to pay the loan in full?Do you have any collateral? If yes, what are they?What is your credit score?How long … [Read more...] about A Short-Guide to Choosing the Right Small Business Loan