Month: May 2019

When debt collectors come a-calling, it makes sense you feel urgency to alleviate the problem by throwing as much money as possible toward repaying what you owe. But it’s important to take a deep breath, step back and look at your financial priorities from a big-picture perspective. Should you put all your income toward paying off debt? Probably not, especially if it comes at the expense of saving for emergencies and retirement. Here’s a closer look at how to handle this common conundrum. Saving vs. Paying Off Debt: Striking the Right Balance Funneling all your money into debt repayment will chip away at your outstanding balances faster—and can reduce the amount you’ll pay in total interest. But it’s also a … Read more

Heading off to college this year? With high school graduation just around the corner, you’ll have one last summer before you head off for an exciting new chapter. But during your summer of fun, you’ll want to make sure that you spend some time planning for college and making sure you’ve got everything you need. Getting your college essentials can be expensive, especially if you’re on a budget. But this guide will help you save money on your college essentials ready to begin your freshman year in style. Saving on bedding and other textiles It’s no secret that college beds aren’t the most comfortable, but that doesn’t mean that you can’t make things a bit more homely. You can start … Read more