September 2021

Top Tips for Real Estate Investors

Investing in real estate can be extremely successful, but it is definitely not free of challenges. There are a lot of technicalities within the industry that can get confusing if you’re not savvy. Despite studying for years to become a real estate investor, there are going to be plenty of things that school can’t prepare you for. It’s one of those industries where you learn on the job. From figuring out your finances to discovering how to run your own business, here are the top tips for real estate investors. Tips for Real Estate Investors If you’re considering taking a leap into the world of real estate, you should prepare for an exciting career that is full of surprises and … Read more

Is Comprehensive Car Insurance Worth the Money?

by Collaborative Poster

When you buy or lease a car, insurance is a legal requirement to go along with it in most states around the US. Car insurance ensures that if your car requires repairs, or if you are involved in a crash, the car can be repaired or replaced. There’s no getting around it: you need car insurance to be within the law when you drive. The type of insurance you buy, however, is completely up to you. Investing in insurance is a requirement, but comprehensive insurance is not. In this article, we’ll weigh up the pros and cons of comprehensive car insurance vs third party, fire, and theft insurance. We’ll take a look at the financial aspects of this decision, as … Read more

Guide to Investing in Your 40s – Top 3 Tips You Need to Know Right Now!

by Hank Coleman

Investing in your 40s is like trying to stay on top of a surfboard while riding a wave. You’re no longer kicking, splashing, and floundering in the water as you might have in your 20s, and you’re likely enjoying much more stability now compared to your 30s. The “shore” (retirement) is within view, but you still need to work hard and be willing to adapt to changes in the “surf” (economy/workforce) to make it to shore without getting crushed by a wave of debt or despair like the others who didn’t plan for retirement years ago. Investing in Your 40s To stay afloat with your investment strategy, here are a few things to keep in mind while you’re investing in … Read more

Five Ways to “Deflate” Your Budget

by Guest Contributor

For most people, inflation is a scary word. It means the money you earn today won’t be worth as much tomorrow and that you’ll have to pay more for the same products and services down the line. In the United States, policymakers try to keep inflation right around 2% per year, keeping pace with the economy’s growth. What costs a dollar to buy this year will (generally speaking) cost $1.02 next year, and a person who was paid $12 an hour this year might earn $12.25 an hour next year. Problems start to arise when inflation overshoots that benchmark – as it has this summer. In July of 2021, consumer prices were up 5.4%. Most economists agree that this unusually … Read more

Dining Etiquette Guide – Business Dinner Etiquette You Need To Know

by Hank Coleman

Dining etiquette is a set of rules to follow when dining in a formal setting. The formal dining room and dining table are often used to entertain guests, interview for a new job, or conduct business meetings. When dining, it is important to maintain good manners at all times – not just during the meal but also before and after the meal. Maintaining a gracious demeanor with proper business dinner etiquette throughout your meal will ensure you conduct yourself in a manner that portrays you in a positive light! Dining etiquette is one of the most important aspects of business. It’s essential to know how to conduct yourself when dining with a new client or even an old acquaintance who … Read more

A Guide to No-Fault Car Insurance

by Jennifer Davies

When reading up on car insurance coverage, you will have come across the terms “no-fault” and “at-fault” coverage. Insurance is a complicated topic in general, and the difference between no-fault and at-fault coverage can seem overwhelming. However, when we get down to the brass tacks, it will not take too long to explain. What simplifies the issue is that you do not decide whether to get at-fault or no-fault car insurance. Rather, twelve states prescribe no-fault car insurance, called no-fault states. You can take a look at this full list of states to see if no-fault insurance applies to you. Let’s get into what no-fault car insurance means and why it is important. The Terminology The terms at-fault and no-fault … Read more