Take Cover – 7 Types of Insurance Everyone Should Have

The following blog post is by John Moran. If you’d like to submit a guest post to Money Q&A like this one about the types of insurance, check out how here. Accidents happen. We have insurance policies to protect aspects of our lives such as our health, property, automobiles, loved ones, and pets. Suppose our precious possessions become damaged, or ourselves or those close to us become sick. In that case, we can be significantly out of pocket and require an insurance policy to help us with the expense of repairing or replacing an item or dealing with medical bills or the loss of income. If you wish to protect yourself against financial ruin, here are 7 types of insurance … Read more

How to Get Money Without a Job

In the 21st century, more and more people are finding their place on the Internet. I’ve been hearing about making money online since the 2010s. Now, this sphere has developed much more. None of us can imagine our life without the Internet. So why not find a source of income there? About this and other things I will tell you today. Thanks to myfin for the information provided. Good idea = good money As a means of earning large sums of money, it has almost always required original ideas that have become in demand among the masses. Take some free time to reflect and try to understand what you and the world around you are missing. Incredible things such as … Read more

3 Ways to Reduce Investment Risk

Investing your money is a great way to stay ahead of inflation and grow your wealth over time. Unfortunately, investments also carry investment risk. No matter how you invest, or in what way, there is always the chance you will lose your money or see the value of your investment plummet. However, there are some ways in which you can minimize this risk and reduce your likelihood of experiencing a major loss. You can never eliminate risk, but reducing it is something everyone should try to do when they can. With that in mind, this blog post is going to go over a few great ways to reduce your investment risk when investing your hard-earned money. Diversify Your Portfolio The … Read more

How to Save Money on Your Energy Bills

There is no way around it. Keeping the house warm and the lights on is expensive. Once you add in the running costs of washing machines, dryers, air conditioning units, and even watching TV, the costs of energy bills quickly stack up.  Of course, everything you have should be under a home warranty. So if they break, you don’t have to worry about replacement costs. But how else can you save cash on your energy bills? Let’s break it down into sections, so you can get to the tip that will help you faster.  Water A fact that will surprise many people is that hot water is the second-largest expense for most families.  However, it can be challenging to cut … Read more

Top 5 Simple Things You Can Do When Your Car Insurance Rates Rise

Tips to Use When You Can't Afford Car Insurance

The National Association of Insurance Commissioners found that the average American’s car insurance premiums cost around $1,134 annually (or $95 per month), though this figure varies widely depending on where you live, how old you are, your driving history, what car you drive, how many miles you typically drive, and even your credit score. If you get a traffic ticket or minor fender bender involving insurance, you may see your rates go up next time your bill is due. Fortunately, you can switch to another provider if the new policy costs exorbitantly more, though you have other options available if most insurance providers quote you around the same price. Rather than shrugging off the cost of the premium hike, here … Read more

Big Questions to Ask Yourself Before Declaring Bankruptcy

Bankruptcy should be seen as a last-resort way to deal with debt. It could be the right option for you, but it’s important not to rush into declaring bankruptcy. You don’t want to regret your decision, and bankruptcy will affect your ability to borrow money and more for a number of years. Before you decide whether bankruptcy is the right option for you, you should ask yourself some important questions. Spending some time making sure you understand bankruptcy and what it can and can’t do for you will help you to make the right choice. Here are some key questions to ask yourself. Have You Sought Expert Advice? One of the most important things that you can do before filing … Read more