November 2021

Top 6 Critical Things to Do When Your Tenants Are Behind on Rent

It’s a tricky situation for landlords and tenants alike when rent is due, and the tenants cannot pay it for whatever reason. On the one hand, many landlords strive to be compassionate, understanding that life circumstances like unexpected medical emergencies or job losses may be causing a tenant to fall behind on rent. On the other hand, being a landlord is not a charity venture; if you don’t receive the rent you’re owed, then you’re stuck footing the mortgage bill for as long as it takes them to repay you. What to Do When Your Tenants Are Behind on Rent Since most cities and states have their own unique tenants’ rights laws and eviction regulations, let’s explore some general options … Read more

Managing Mortgages 101 – Everything You Need to Know About Applying for a Home Loan

by Guest Contributor

The total amount of home loans in the US is at $14.5 billion by the end of 2020. Despite the increase, the delinquency rate for paying off mortgages decreased by 5.47% by the end of the second quarter in 2021. If you’re looking into applying for a home loan, you wouldn’t want to default on repaying. When you’re seriously delinquent on monthly payments, the lender can demand you to pay the outstanding balance. If you can’t pay it, the lender can foreclose. It can also lead to lowering your credit score, decreased chance of securing a loan in the future, and a rise in interest on your current loan. Of course, you don’t intend to default on a loan. There are tips … Read more

11 Ideas for Starting Your Own Photography Business

by Collaborative Poster

As digital cameras and photo editing software become more accessible to smaller businesses, the role of a photographer becomes less specialized. As a result, the market has become oversaturated for a photography business, with many people offering essentially the same product: sitting in front of a camera and clicking away. The good news is that there are still ways to set yourself apart from your competition. For example, you can look to offer specific services such as event photography or family portraits – but there’s also an opportunity to go back to basics and provide a service that addresses the core need every photographer fulfills: documentation. 11 Ideas for Starting Your Own Photography Business 1. Aerial Photography Aerial photography is … Read more

Top 5 Ways for Animal Lovers to Make Money on the Side

by Hank Coleman

Millions of people love and own pets in the U.S., even though some pet care expenses can rival the costs of having kids in some instances. To make pet care more affordable, many people have embraced the plethora of pet-friendly side gigs as a means for animal lovers to supplement their income while doing something they love. How Animal Lovers Can Make Money Side Hustling If you’ve been looking for viable work from home opportunities then consider some of the following side hustles and small business ideas for animal lovers who love being around animals. Professional Petsitting Petsitting is an excellent option for people with flexible job schedules and minimal responsibilities at home (e.g., no or low-maintenance pets, no young … Read more

5 Things About Teaching English that Can Help You Save Money as a College Student

by Guest Contributor

Necessity is the mother of invention, and college students know it far too well, as the cost of higher education continues to grow. Despite grants and loans, the financial day-to-day struggle of university life is real, and students have had to sharpen their ingenuity to make ends meet. When saving money is paramount, smart shopping is one of the skills that are easy to master. Need clothes? Charity/thrift/second-hand shops have everything for a wardrobe update. Need food? Avoiding expensive takeaways or unhealthy fast food, these young adults have learned to cook lovely meals from scratch. When it comes to buying ingredients, the smarter option is to shop at the end of the day, when many items are available at a … Read more

6 Ways Law Professionals Can Leverage Technology to Save Money

by Guest Contributor

While the benefits of technology have clearly spread to almost every imaginable industry, certain professions have been quicker to adopt innovations and leverage technology than others. The legal profession has not scorned technology in recent years by any means. However, it is also such a human-capital-centric enterprise, that many firms feel they only need to adapt only minimal amounts of technological advancements. Law firms need only to look at recent changes in Fintech (also known as financial technology) to see how important technological flexibility can be. Reconsider Customer Service It can be hard to keep track of existing customers in the best of times, but the information age presents a new set of challenges. These same challenges, however, are also … Read more