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Ways to Manage Your Money After You Graduate

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Which is better a public or private college?

Graduating from college is one of the most rewarding accomplishments you’ll make in your life. It means you’re finally ready to land the job you’ve always wanted and live a comfortable, stable life. However, once you leave college, you’re left with quite a bit of debt due to your student loans. Having student loan debt can make it difficult to manage your money. But there are ways around this. In this article, we’ll be covering a few ways to manage your money after graduation. Make Money a Priority and Use Your Time Wisely At first glance, this seems pretty obvious. However, you’d be very surprised to learn that many don’t exactly prioritize their money once they graduate. This can lead … Read more

Are Non-Fungible Tokens (NTFs) a Good Investment?

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non-fungible token

The following is a guest post by Stephen Rozo, the founder of MoneyPeoples.com. If you’d like to submit a guest post to Money Q&A, be sure to check out the site’s guest posting guidelines. Non-Fungible Tokens (NTFs) have been gaining in popularity lately as a new way to invest in digital assets. But are they a good investment? From digital art and music to in-game items and even real estate, there’s an NFT for just about everything. And as more people become interested in this new way to invest, the prices for some NFTs have skyrocketed. But there are some risks to investing in Non-Fungible Tokens. For one, they’re still a relatively new technology, so there’s not a lot of … Read more

Everything You Need to Know About PayPal Fees for Commercial Transactions

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Your credit card charges a small amount as a service fee annually. While the charged amount or frequency might be different for every service provider, it’s automatically deducted from your bank account. Similarly, PayPal also charges a service fee for its multiple services, such as transaction fees. PayPal fees cover numerous online transaction services, and it is popular for its reasonable rates. Reasons PayPal Charges Service Fee PayPal is a multinational organization that facilitates online transactions worldwide. Unlike traditional checks and money orders for transactions, it promotes online cash payment via cash cards.  Customers who use these fast and reliable online payment services pay a small amount as a service fee. Charging service fees is how PayPal generates income that … Read more

Teach Them Young: Why It’s Important to Teach Your Children About Financial Health

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learn about money

When your children understand the ins and outs of finances, it teaches them how to manage money and other life skills they can take with them into adulthood. For instance, learning how to save can teach your kids discipline. Showing them how to spend responsibly can lead to solid decision-making skills. And teaching them how to invest can help them learn to deny themselves instant gratification. Good financial health can do many wonderful things for your children. But they need your help to learn what that actually is. Here’s how to help your children take some practical steps toward building up their own financial health. Have Age-Appropriate Money Conversations Teaching your children how to make good decisions with their own … Read more

How to Protect Your Finances When Buying a House

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While buying a house is a huge achievement, it’s also something that will seriously affect your finances in many ways. There are plenty of things that can go wrong, both during the process of buying a house as well as afterward. These things can often place a lot of strain on your finances, which is why you should be financially prepared for them in case they happen. If you need some tips on how to protect your finances when buying a house, you’ve come to the right place. Get a home warranty Home warranties are contracts between homeowners and warranty companies that state that the warranty company is responsible for repairing or replacing certain things that may go wrong with … Read more

Should a Bar of Gold be Part of Your Investment Strategy?

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There are a lot of great ways to invest in your future, and gold may be one you want to consider. Whether you’re a small investor just getting started, or you have a lot of wealth and are looking for the best investment vehicles, gold and other precious metals may be good choices. Institutions also often invest in gold, because they look for larger, longer-term investments that are going to make things stable for the corporation or organization for as long as possible. Here’s what you want to consider. Choosing the Right Investment in Gold With a 1 kilo gold bar, you can get started on investing in gold in a big way. Much of the time, bars of gold … Read more