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Using a 529 College Savings Plan for Higher Education Costs

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Which is better a public or private college?

If you’re a parent, you want the best in life for your child. That includes seeing them go to college. To pay for tuition, books, labs, and other expenses, you have several options for financial assistance. One of these is using a 529 College Savings Plan. Considering that the cost to attend college continually increases, the sooner you start putting money aside, the better. A 529 College Savings Plan, also referred to as a “qualified tuition plan,” is one possibility to help you save money. Although certain aspects of this plan vary by state, overall, you can grow the funds tax-free. In most states, the contributions can also be deducted from state income taxes. While a 529 College Savings Plan … Read more

Must Have Software for Your Small Business

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In smaller businesses, you often struggle with the management of certain aspects, ones that require specific knowledge or training. Thankfully, there is plenty of software available for small businesses, to help with all the departments that they may find difficult to operate, such as accounting software. From bookkeeping to marketing, here are some of our top picks for specialized small business software to ease the burden of small business management. Accounting The finances for a business can vary from invoicing to wages to tax returns, and managing the accounts requires a good understanding of the financial world. You will also need a record of your income and your outgoings in order to track your profits – one aspect you might … Read more

It Turns Out Money Really Does Buy Happiness

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How to Protect Elderly Family Members

For those of us who aren’t millionaires, the phrase “money doesn’t buy happiness” is certainly a welcome one. Sure, being in the top 0.1% sounds great in theory. But they’re not any happier than the rest of us…right? Well, a study has been done into just that. And it turns out that, in fact, all those extra dollars do, indeed, lead to extra happiness. It’s perhaps not exactly the result you were hoping for, especially if you were looking at pictures of your billionaire of choice on a yacht recently and being sure they were actually miserable.  But as you’ll see, there are actually some great lessons that the rest of us can take from this. Background For around a … Read more

Part-Time Jobs That Require Zero Experience

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It is often complicated to find a job when you have zero experience in any sphere. While one option is to opt for Payday Depot loans to get you through the financial difficulties, you can also try to apply for part-time jobs that typically don’t require any previous experience. We have compiled a list of part-time jobs you can explore and find the one that fits your goals and skillset best. Courier With the development of online commerce, couriers are often required. Even young people with no work experience are willingly hired to deliver pizza, flowers, gifts, mail, food, and other items. However, the job requirements are not the simplest. To succeed at courier tasks, you need to have stamina … Read more

Should a Bar of Gold Be Part of Your Investment Strategy?

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Principles of a Forex Trader

There are a lot of great ways to invest in your future, and gold may be one you want to consider. Whether you’re a small investor just getting started, or you have a lot of wealth and are looking for the best investment vehicles, gold and other precious metals may be good choices. Institutions also often invest in gold, because they look for larger, longer-term investments that are going to make things stable for the corporation or organization for as long as possible. Here’s what you want to consider when adding a bar of gold to your investments. Choosing the Right Investment in Gold With a 1 kilo gold bar, you can get started on investing in gold in a … Read more

The Consequences of Declaring Personal Bankruptcy in Canada

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Make Retirement Less Stressful

The legal implications and ramifications of declaring personal bankruptcy are something that most people ignore until they find themselves at the point where declaring bankruptcy is their last resort. The decision to declare bankruptcy should not be made lightly, especially if it means that a person will lose his or her main financial resources and assets. According to Bankruptcy Canada, 96,458 Canadians became insolvent in 2020. Some causes of personal bankruptcy among Canadians include financial mismanagement, separation or divorce, having a severe illness or medical problem, income reduction or job loss, and being confronted by an unexpected dilemma. But before filing for bankruptcy, you need to know first the consequences you may be facing for declaring personal bankruptcy in Canada. … Read more