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Cash or Credit? What You Choose this Holiday is Important

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Cash or credit? You’ll hear this one a lot this holiday spending season. But unlike paper or plastic, cats or dogs, and white or whole wheat, this age-old this or that question may have a big impact on your finances. Cash or credit poses a financial dilemma for millions of Americans. While some swear cash is king, others borrow increasing amounts to make merry.  When it comes to your own festivities, which one should you choose? Let’s investigate what both options offer to find out. Should You Borrow? Cash or credit? Proponents of this option say it’s a great idea when you can earn cashback or other rewards. If you have a good handle on your finances — and you … Read more

Effective Ways to Prevent Misuse of Company Credit Cards

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Some employees who prove their capabilities and their loyalty to the company through their exemplary performance are often given incentives, such as cash bonuses, all-expenses-paid trips, or company credit cards. The latter is one of the things that most employees want to have. However, if there are no safeguards in place, a company-issued expense card is vulnerable to misuse. Benefits to employees and company An expense card is a better option for employees who travel regularly. The employee does not have to bring extra cash or advance the traveling expenses. If the employee has to stay longer due to unavoidable circumstances, he/she does not have to worry about the additional expenses. A company credit card helps the company keep track … Read more

What Are the Pros and Cons of Retracement for Stocks

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A retracement is a trend where a stock either rises or falls against a trend. When accompanied by technical indicators, they can help traders understand whether or not the current trend will continue. Retracements can also help traders know whether a reversal will take place.  Difference between Retracements and Reversals When it comes to CFD trading, a replacement is but a short-term or minor withdrawal in the index or stock price. What matters is the fact that the stock neither influences the downtrend or uptrend nor does it affect the crucial support level. When the price either falls or rises above resistance or affects the downtrend or uptrend, it becomes a reversal. Importance of Retracements Retracements allow you to navigate … Read more

Top 6 Tips for Managing a Remote Workplace

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work

Whether you have a handful of remote employees or your entire staff is located around the world, it takes some talent to manage them. A remote workplace might help. You may be saving lots of money by letting your staff work remotely, but it is not easy to keep the team working as a unit. Tips for Managing a Remote Workplace Logistics get very complicated even when your employees share the same time zone as your main office. It’s definitely worth embracing as the trend shows that the future looks bright for leading a team that has no office. Here are some ways to manage the whole thing. Create a structure Working from home or at a coworking space is … Read more

Top 6 Car Maintenance Tips You Can’t Afford to Ignore

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Eight Ways To Save Money On Car Repairs

Preventative maintenance is an important aspect of being a safe driver. When you continue to drive a car that needs maintenance work done, you remain at a higher risk of causing an accident, which could hurt you, your passengers, or others on the road. If you want to end up trading your car in or selling it, you’ll want to keep up with maintenance to get more out of your car. Here are the top six car maintenance tips you’ll need to keep your car performing optimally: 1. Get Your Oil Changed Regularly Follow your manufacturer’s recommendation for the type of oil you should use in your car. Then, get your oil changed regularly according to the mileage you put … Read more

How Does Money Remittance Differ From Other Forms of Money Transfers?

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running out of money in retirement

Here in the digital age, there are a lot of things about life that are so much easier and more convenient, and transferring money from place to place happens to be one of them thanks to the many ways we can move money around digitally. However, you shouldn’t make the mistake of thinking one money transfer method is automatically as good as another. A lot depends on where you’re looking to send the money, as well as how fast you need it to get there, how the recipient needs to receive it, and so forth.  You’ll especially want to be aware of your options when sending money overseas to friends, family, employees who live abroad, and so forth. The term … Read more