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Weighing the Options: Should You Lease or Buy a New Car?

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Tips to Use When You Can't Afford Car Insurance

It’s time for a new car. You found your dream model. But now for the big question — how to pay for it? When it comes to purchasing a car, you can either lease it or purchase it in full. It all comes to cash flow. Both ways, you’ll own a car. Of course, lease or buy depends on what suits your needs and financial situation best. Buying a car means taking out a loan When you purchase a car outright and you don’t have the full cash to pay for it, you’ll have to take out a loan. Taking out a loan is risky sometimes, depending on the interest rate of the bank you’re borrowing money from. The interest … Read more

The Benefits of Debt Consolidation

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Escape the Weight of Your Crushing Debt

Debt consolidation refers to obtaining a single loan that’s used to pay off smaller loans, leaving just one monthly payment rather than multiple payments making it easier to manage. The benefits of debt consolidation can also help to lower the interest rate and monthly payment as well. While some may confuse it with debt settlement, it is not the same thing. In this case, you pay your debt in full so there isn’t a negative impact on your credit. There are benefits to debt consolidation. With the total U.S. household credit card debt as of June 30, 2017 at $784 billion, according to Credit Karma, it’s no wonder so many are looking at consolidating their debts. Benefits of Debt Consolidation Getting … Read more

Top 4 Tips for Financing an Investment Property

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Save Money and Time with Your Short-Term Rentals

Are you planning to finance the purchase of an investment property? If so, you aren’t alone. Buying real estate as an investment for the future is a popular strategy, yet most people cannot afford to pay cash for something as expensive as a house or condo unit. As you get ready to finance your purchase and set your investment in motion, keep the following four tips in mind. Financing an Investment Property #1 – Have a Down Payment Available This is a great place to start. When you have a sizeable amount of cash available for a down payment, you are going to signal to the lender that you are serious about this venture. It’s much harder to get a … Read more

Which Is Best a Secured Loan or Mortgage?

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The stricter lending policies that have been adopted by many banks mean that it isn’t as easy to secure credit as it once was. There are still many products available, however, particularly if you are already a homeowner. Mortgages and secured loans are two such products and here we take a look at each, their differences and how to use them most appropriately. Which Is Best a Secured Loan or Mortgage? Considering a Secured Loan?  Secured loans have a number of benefits for those who looking to borrow capital. With a secured loan, you are able to borrow larger sums of money than you would be able with the likes of a personal loan – one which is unsecured. Typically, … Read more

5 Reasons Why Online Title Loans Don’t Exist

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Title loans are short-term secured loans that any adult car owner can avail in their state using the title of the vehicle as collateral or guarantor. The vehicle, which could be a car, truck, motorbike or boat, is used as the security. The borrower need not give up possession of the vehicle to get the loan but there should be no lien on the title, in other words, the auto loan must have been repaid in full. The lender will keep the title for the entire duration of the title loan and return it after the lent money with the accrued interest has been repaid. It is a little inaccurate to say that online title loans do not exist. You … Read more

8 Amazing Ways to Save Money

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Save Money in Your Small Business

Everybody wants to save money to build real wealth as soon as possible. The instinctual reaction is to simply cut down those simple pleasures in your life, like passing on coffee in the morning or trimming your own hair. But let me tell you firsthand, you don’t need to live an unhappy lifestyle to save money. 8 Amazing Ways to Save Money Here are better and smarter ways to save money each month. Set a Goal One thing that you should do when saving money is to establish a goal. Think of what you want or need to save for- it could be for marriage, vacation, or retirement. Once you selected something to save for, figure out the total amount … Read more