A merchant account is an arrangement a merchant makes with a bank or other merchant account provider in order to facilitate payments with a credit or debit card. Obtaining a merchant account is a necessary step for an online store wishing to accept payments online rather than having payments mailed to them. If you have an online store and want to accept credit or debit card payments, efficiently, you will need a merchant account. You can compare merchant service providers online, which will help you find the best providers for you and … [Read more...] about Obtaining A Merchant Account For Your Online Store
This is a guest contribution from Bill Hazelton, CEO and Founder of Credit Card Assist, a leading pro-consumer, credit card information resource. It takes a lot of guts to run a small business these days. You need to be your own boss, your own IT team, your own cleaning crew and, most importantly, your own accountant. Typically, money is always tight in the first year (or few years for some), and things will only get tougher if you can’t find sources of financing to support your early growth track. The problem is that ever since the … [Read more...] about Five Creative Ways To Fund Your New Small Business
The following is a guest post from Don at MoneySmartGuides.com where he posts about personal finance for the average person. Sadly, personal finance isn’t taught in school and many people are confused on the subject. Don is here to help educate everyone in hopes that they reach their personal finance goals!
When it comes to estate planning, most people avoid the topic. It’s understandable, but there are four estate planning documents you need to have. It’s understandable since talking about your own death isn’t something most people look … [Read more...] about
There’s no denying it: car insurance is pricey, and the cost goes up year on year. Add to that the impact of the global economy, and some decide that they’ll simply drive around without car insurance and save themselves $1,000 or more. They figure that it’s a victimless crime, but they would be wrong. We are picking up the cost of their negligence. There is a cost of uninsured drivers in America. The cost of uninsured drivers raises others insurance premiums. Worse For All Of Us In 2007, uninsured drivers cost the rest of us over $10 … [Read more...] about Counting The Cost Of Uninsured Drivers
This Yakezie Blog Swap post is from Kay Lynn Akers who writes about money and life on the way to retirement at Bucksome Boomer. Head over there to read my best travel budget tip. Do you love to travel? Me too but the costs can add up. I don't want to be limited to camping trips or couch-surfing in order to travel. Fortunately, my family has found a way to stretch our vacation dollars regularly by utilizing two strategies. Travel off Season One way to save money is to travel to destinations when the weather is less desirable to most visits … [Read more...] about Strategies To Stretch The Travel Budget
If you are considering getting a home loan, it is essential that you do your research and fully understand what you are getting in order to find the best mortgages and interest rate for you and your family. For many types of home loans, you can research great mortgages ahead of time by using a mortgage calculator to figure out your major costs and expenses. How to Use a Mortgage Calculator When you are using a mortgage calculator, you need a couple of basic pieces of information: the mortgage amount, the mortgage term (usually 15 or 30 years, … [Read more...] about The Benefits Of Using A Mortgage Calculator