Hank Coleman

What do you do when you blow your budget? If you’re like many of us, feelings of dread give way to anxiety or even panic as you wonder how you’ll cover your credit card payments next statement period or mentally kick yourself for impulse spending that money on a comparatively frivolous shopping spree when you could have saved that money and/or invested it instead. How to Recover from Impulse Spending It’s okay to feel this way at first, but the best way to recover from an impulse spending hangover is to be proactive and immediately look for ways to tighten your budget and be smarter about your spending habits, rather than dwelling on mistakes. To avoid continuously spending money on … Read more

Note – This post is part of a sponsored campaign with Radius Bank. All opinions are 100% my own. Even when you think you have no room left in your budget to cut expenses, you might be surprised by how many things you’re still needlessly spending money on when there are cheaper or even free alternatives available. Spending money on needs and wants is a psychologically rewarding activity, which is why it’s so easy for us to overlook areas where we could/should rein in our spending, but if you want to accomplish your financial goals then wasteful spending areas are the best places to make some progress and stop wasting money. Things You Are Needlessly Wasting Money On To overcome … Read more

This post is sponsored by Lexington Law Firm. All opinions are my own. Identity theft cases are on the rise, according to Javelin Strategy & Research, which has been tracking identity theft statistics since 2003. In the year 2016, there were 15.4 million victims of fraud in the U.S., with $16 billion in losses reported. The number of ID theft incidents is only likely to continue rising after the 2017 Equifax hack, which exposed the personal and financial information of as many as 147 million American consumers. If you’re concerned about preventing the theft of your financial information, then there are several precautionary steps you can and should take to ensure the security of your private records. While there are … Read more