There are millions of pet owners in the U.S., which means pet supplies and veterinary care creating a multi-million dollar industry. Almost 70% of U.S. households have pets, up from 50% a generation ago. of us would do anything to keep our favorite furry friends safe and sound, but at what cost? Even with adequate preventative care, veterinary bills still cost a fortune for some injuries and ailments, which can be disastrous for individuals and families who are already struggling to pay for their own health care-related expenses. While human … [Read more...] about Is Pet Insurance Worth the Cost? What You Need to Know!
Investing
5 Ways to Balance Your Investment and Debt Repayment Strategies
There’s no denying the importance of investing for maximum long-term returns. But, when people are confronted with credit card balances and other forms of debt with 20% or more interest rates, it can be difficult to decide which financial strategy to prioritize. On the surface, it may seem that debt repayment should come first in order to get your finances out of the red and back on track to continuous growth. However, when you calculate the potential long-term benefits of pouring at least a chunk of your money into compounding investments, you … [Read more...] about 5 Ways to Balance Your Investment and Debt Repayment Strategies
Will the Proposed Fiduciary Rule Changes Actually Change Investor Behavior?
For nine years now, the financial industry and the federal government have been embroiled in a debate over a rule change to the ethical standards for investment brokers that are enshrined in law as consumer protections. Currently, the rules state that only those who sell investment advice have a fiduciary duty to their clients. Brokers and others engaged in sales have a duty to be sure the products they offer are suitable for the purposes they sell them for and for their clients' needs. This keeps them honest as salespeople, but it … [Read more...] about Will the Proposed Fiduciary Rule Changes Actually Change Investor Behavior?
RoofStock Review: A Marketplace for Single-Family Rental Homes
If you’re looking for the best passive income ideas, then buying rental properties is one of the most lucrative options out there. It’s not the “set it and forget it” type of passive income, at least not in the beginning. Oftentimes, people focus so much on the potential for high returns on investment without considering the upfront work required to research different properties, evaluate the quality of the neighborhood and surrounding community, assess what the long-term gains might be, find and screen prospective tenants, maintain the … [Read more...] about RoofStock Review: A Marketplace for Single-Family Rental Homes
6 Tips for Beginning Investors
What's the most important thing to know about investing, according to Warren Buffett? Experience is the key to success for beginning investors. This doesn't really help those who are new to the world of investing. However, you can reach out to and study advice from experienced investors. Here are some tips selected from experts in the field: One: Invest in Your Abilities It's extremely difficult to make money from the stock market. Don't take risks with your financial future. Instead, invest in yourself by improving your own … [Read more...] about 6 Tips for Beginning Investors
The Pros and Cons of Using Robo Advisors to Invest
Have you been waiting to get started in investing because you think it’s confusing? Do you think that too much money is required to start, or financial advisors are too expensive? It doesn’t have to be that way. A new investment method called robo advisors has been changing the financial landscape recently. And, it’s something that you may want to consider. What Is A Robo Advisor? A robo advisor is an online wealth management service that provides automated, algorithm-based investment portfolio management advice without the use of … [Read more...] about The Pros and Cons of Using Robo Advisors to Invest
Chase You Invest Review: Low Fees No Minimums
When it comes to fintech and the countless investment options available to consumers today, choosing the best platforms for your portfolio can be quite challenging. Since there are so many different possibilities, it typically comes down to two main factors, potential for higher gains and low-cost trades. You Invest from J.P. Morgan, also referred to as Chase You Invest in some circles, offers the best of all worlds by minimizing fees and maximizing value for consumers. Some sources have proclaimed that Chase You Invest is the perfect … [Read more...] about Chase You Invest Review: Low Fees No Minimums
Stratus Review A Free Money Management Platform
How would you rate your ability to create and stick to a budget consistently? Are you generally good about living below your means, or are you currently living paycheck-to-paycheck? For people who struggle with saving money, there’s a great new budgeting program designed just for you. called Stratus. This awesome website was founded on the principles that high-quality financial advice shouldn’t be limited to the ultra-wealthy. Stratus believes that individuals and families deserve the same level of personalized advice and attention as folks … [Read more...] about Stratus Review A Free Money Management Platform
Should You Save For a House or Save For Retirement When You Have Student Loans?
The student loan debt bubble recently approached the $1.5 trillion mark, with few signs of slowing down. This problem isn’t isolated to recent college grads and 30-somethings, either. Parents and grandparents are on the hook for millions of loans both as current and former students themselves or co-signers of loans. Even more alarming is the fact that 40% of the 65+ year-old borrowers or co-signers are in default on their loans. The personal and societal consequences student loan debt, combined with the problem of people not saving enough … [Read more...] about Should You Save For a House or Save For Retirement When You Have Student Loans?
What Are American Depositary Receipts?
American Depositary Receipts (ADRs) are stock in foreign companies that are traded in the U.S., just as you would buy and sell stock in America, and are valued in U.S. currency, thereby also paying money in U.S. dollars. American Depositary Receipts represent the acquisition of American Depository Shares, otherwise known as ADSs. Both ADR and ADS are often used interchangeably. What Are American Depositary Receipts? An ADS shows that you own a piece of equity in a company outside the U.S. Therefore, the certificate supplies individuals in the … [Read more...] about What Are American Depositary Receipts?