We all need a financial team on our side every now and then. You need help making decisions or even just bouncing ideas off of someone else. But we often don't know where to turn for help. Corporations have boards of directors to help them make decisions and draft corporate strategy. You should do the same. Develop your own team of professionals to help guide you through life and the financial decisions you make for your family. Think of your certified financial planner, lawyer, certified public accountant and real estate broker as members of … [Read more...] about How to Build Your Team of Advisors to Help You with Your Finances
This is a Reader Question in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is chosen to be featured on a future blog post. If you're not familiar with Dave Ramsey's book, you should run right out and get it. It is one of my top ten best personal finance books that everyone should read. Now...on to our reader's question. This … [Read more...] about Reader’s Question: Should You Invest Emergency Fund in Mutual Funds?
Real estate is one of the most consistently lucrative investment opportunities available, but for so long, large rental properties and commercial real estate have been limited to accredited investors and/or exclusive investment firms catering to high net worth individuals and groups. Thanks to the expansion of fintech (financial technology) innovations, it appears the exclusivity of commercial real estate investments is going away, in favor of letting everyday investors access the profitable world of big-time real estate investing. For … [Read more...] about stREITwise Review – Easy Real Estate Investing for Investors
Every investor knows the importance of diversifying their portfolio to maximize their returns on investment, but just how diversified do you want to be? Should you branch out into cryptocurrencies, wine, livestock or other unconventional investments to lower your risk and boost your likelihood of substantial gains? While some non-traditional investments may be too risky and volatile for the average investor (especially cryptocurrencies in many instances), fine art can be a surprisingly lucrative investment. The only problem is that … [Read more...] about Review of Masterworks.io – How to Easily Invest in Art
We all want to get the highest possible returns on our investments. But, this isn’t ever guaranteed and there are a lot of barriers to investing in big-ticket assets like real estate. If you’ve always wanted to invest in residential and/or commercial properties but the thought of having to save up thousands of dollars for a down payment has been holding you back, then you can’t afford to overlook the latest tech-driven investment platform, Fundrise. As one of the few companies offering high-quality real estate investments to everyday … [Read more...] about Fundrise Review – The Easy Way to Invest in Commercial Real Estate
There are millions of pet owners in the U.S., which means pet supplies and veterinary care creating a multi-million dollar industry. Almost 70% of U.S. households have pets, up from 50% a generation ago. of us would do anything to keep our favorite furry friends safe and sound, but at what cost? Even with adequate preventative care, veterinary bills still cost a fortune for some injuries and ailments, which can be disastrous for individuals and families who are already struggling to pay for their own health care-related expenses. While human … [Read more...] about Is Pet Insurance Worth the Cost? What You Need to Know!