The following is a guest post about dollar cost averaging by Kevin Monk who writes at FinanceForDummies.net, a finance and personal finance blog. If you'd like to submit a guest post to Money Q&A, check out our guest posting guidelines. Investing has always been a complicated proposition for the average person. They know that they should not simply keep their money in savings accounts and certificates of deposit (CDs) since inflation eats up their funds much faster than interest payments replenish them. Most people also know that … [Read more...] about Does Dollar Cost Averaging Really Work? What You Need to Know
Does your child need another toy this Christmas? If your children are anything like mine, they have far too many things in their room and in their lives. But, what are some Christmas gifts for children that last long after the holiday? We are a consumer nation, and that love of stuff bleeds over into our children’s lives as well. So, what type of present do you get for a child for the holidays that seems to have everything? Christmas Gifts that Keep On Giving It doesn't help that times are tight and often Santa is broke this year. But, … [Read more...] about Three Christmas Gifts to Give Your Children that Keep on Giving
If your company provides a 401k plan for its employees, are you getting the best returns possible on your 401k? The upside to 401k retirement planning is that you have some level of flexibility when it comes to deciding who will manage your investments until you’re ready to retire. Unfortunately, many experienced investment advisors are too expensive for everyday folks who just want to maximize their savings so they can retire by 65 or earlier. For this reason, the founders of Blooom started their company to offer affordable 401k planning … [Read more...] about Blooom Review – A Robo Advisor to Manage Your 401k Plans Easier
Whether you’ve considered getting into investing or you’re a seasoned pro when it comes to managing your own investments – perhaps with the help of robo-advisors to optimize your investment portfolio – one question that remains for most investors is: what is a good return on investment? What type of ROI should you be striving for with your investment portfolio? It’s an important question, but many folks assume that, as long as they’re earning higher rates of return with their current selections than other options like savings accounts, then … [Read more...] about What Is a Good Return on Investment for Your Portfolio?
UPDATE - This round of investing is closing on Friday, October 27th at midnight! Now's your last chance to invest in a movie and earn a great rate of return (plus residuals). Click here to invest through WeFunder. Don't miss your chance to earn a 15% return on your principal and 50% of the pro-rated profits in perpetuity! I’ve talked about investing in things like a rock and roll band through Kickstarter before. I’m a huge fan of the platform and of crowdfunding projects in general. But, recently, I had the opportunity to invest in a full … [Read more...] about How to Invest in a Movie and Make a Great Return on Investment
If you’re living paycheck-to-paycheck, long-term savings and investment strategies aren’t exactly a priority. After all, you need to make sure you can afford basic human necessities like the roof over your head, utilities, and food, not to mention life necessities like car insurance and cell phone plans. Once everything is accounted for, what little is leftover from your last paycheck might be used to pay off debt or go out to dinner one night per month. Investing money in stocks, bonds, or any other option just doesn’t seem feasible, given … [Read more...] about
The following is a guest post from Evan Tarver is a small business and investments writer for Fit Small Business. If you'd like to submit a guest post to Money Q&A, check out the site's Guest Posting Guidelines. A 401k lets you invest a portion of your paycheck into an investment account that can be accessed at retirement. Plan contributions are typically invested in a diversified portfolio that includes mutual funds, stocks, bonds, and other investment vehicles permitted by a 401k. 401ks are the most popular type of retirement plan … [Read more...] about 5 Reasons Why Investing in Your 401k Is a No-Brainer
What are junk bonds? And, are junk bonds a good addition to your investment portfolio? If you are just like average investors, you're probably all that not familiar with junk bonds and how they can boost your rate of returns on your investments. Junk bonds are high-yield bonds that offer profitable prospects for investors, but they're not investment-grade bonds. They are a fixed income investment that have a credit rating of BB or lower as indicated by Standard & Poor's or a Ba rating or below from Moody's Investors Service. They are … [Read more...] about What Are Junk Bonds? What You Need to Know to Invest
When you’re trying to get the best return on investment, you need to think outside the box for new investment options and platforms that offer a balanced mix of risk and reward for your portfolio. The key to consistent and maximal returns is diversity. But, why limit yourself to the usual mix of stocks, bonds, and mutual funds managed by a financial planner when there are so many other options out there? Robo Advisors vs. Peer-to-Peer Lending Robo advisors and peer-to-peer lending are two awesome alternatives to the traditional financial … [Read more...] about
Basic investment advice tells us that bonds are safer (but potentially less rewarding) than stocks, but truly learning the ins and outs of bonds is cast aside in favor of the latest and greatest investment opportunities like cryptocurrencies and junk bonds. While bonds are less popular amongst investors with moderate to aggressive investment strategies, it’s still worth knowing what types of bonds are out there and which ones might be good additions to your investment portfolio. Have you ever wondered what are bonds? In a nutshell, bonds are … [Read more...] about What Are Bonds and Are They Worth Investing In?