Personal Finance

Articles on Money Q&A about personal finances and how it affects and interacts with your money and finances every day.

What Women Need – 3 Pillars for a Successful Life

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The following is a guest post by Tamsin Astor, Ph.D., author of Force of Habit: Unleash Your Power by Developing Great Habits. If you’d like to submit a guest post to Money Q&A, but sure to check out our guest posting guidelines. We make about 35,000 decisions every day, which is crazy when you think about it. And, of course, as many of us are living an overwhelmed, stressed out experience, those decisions may not all be of the most self-loving variety… such as that second glass of wine, that third slice of pizza, or my personal struggle – that fourth episode of Queer Eye at 10pm on a weeknight! We get what’s called decision fatigue. Decision fatigue is a … Read more

Want to Reduce Money Stress? Try This.

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Happy Money by Ken Honda

The following is a guest post by Ken Honda. Ken Honda is a best-selling self-development author, and his latest book is called “Happy Money: The Japanese Art of Making Peace with Your Money”. If you’d like to contribute a guest post to Money Q&A, be sure to check out our guest posting guidelines. We don’t have to live in fear when it comes to money, yet most of us are living that way. It’s a lifestyle that we learned from our parents and grandparents, but there is another way to live – especially around money. When we feel more relaxed about money, we feel more at ease about the future, and when we feel confident about the future, we live … Read more

Top 4 Mistakes to Avoid When You Move Out of Your Parents’ Home

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Mistakes to avoid when moving out on your own

Moving out can be the best and worst time of your life. There are many ways that you can trip up when you are moving out on your own from your parent’s home for the first time. There are many financial mistakes when you are moving out on your own and moving out for the first time. On one hand, you get unparalleled levels of freedom that you never had living with your parents. Stay up until 3am playing video games? Sure! Drink a cocktail or two after work or school? Why not? But with great freedom comes great responsibility. And, if you’re not prepared, moving out on your own might end in you moving back with your parents. Here are a few financial … Read more

The Simple Truth on How to Get the Lowest Interest Rate on a Car Loan

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Car Title

The interest rate you get on your car loan can have a significant impact on the amount you will pay over the life of your car. Even a change of 0ne percentage point can bring down your overall costs by thousands of dollars, depending on the terms of your loan and the price of the car. How do you get the lowest interest rate on a car loan? It is important that you do everything you can to bring down the interest rate on your car loan so that you can save money over the life of the loan. Here are a few tips for how to get the lowest interest rate on a car loan: How to Get the Lowest … Read more

Are Buying Extended Warranties Worth It or a Waste of Money

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Are Extended Warranties Worth The Cost?

Are extended warranties worth it? Retailers are pushing extended warranties with more fervor than ever, and consumers are buying. But in almost every case, they are a bad deal. Extended warranties are everywhere. It seems like every retailer is offering them now, even for purchases as small as a $30 toaster oven. And according to research done by Protect Your Bubble, a third-party gadget insurer, 40 percent of U.S. buyers are taking those stores up on the offers. Sales of extended warranties have seen between 15% and 20% annual growth over the past 3 years. And there’s a good reason for retailers to push them: Extended warranties are mostly just a high-margin upsell for the companies that provide them. And in almost … Read more