Saving

Articles on Money Q&A about saving your money and how it affects and interacts with personal finances.

7 Sneaky Simple Ways To Trick Yourself Into Saving Money

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Sneaky Ways To Trick Yourself Into Saving Money

The savings rate in America is dismal, and it’s heading in the wrong direction. According to the latest data from the Bureau of Economic Analysis, the personal savings rate in America is 4.5%, down from 5.6% the previous year. But do you know what’s the greatest hindrance to you increasing your savings? You. Your brain is the biggest thing holding you back from saving more, and one of the best ways to combat this is to trick yourself into saving money every day. You have to make savings a game. Here are five sneaky ways to do so. Saving money isn’t easy. Sometimes you have to trick yourself into saving money if you want to get it done at all. You have … Read more

Subscription Boxes: Are They Worth The Price You Pay?

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Are subscription boxes worth the cost?

Subscription boxes first became popular in 2011. Today, it’s estimated that there are 400-600 different subscription box options ranging from $10-90 per month in the US alone. Here are a few subscription box reviews for you to check out. There are millions of subscribers for everything from wine to tech gadgets and beauty sets. These subscriptions are touted as effective ways to save money. But, if you don’t do your homework first, you might not get the best value for your money. My wife and I love to drink wine. Well…my wife loves to drink wine. Gary Vaynerchuk talked in his new book, #AskGaryVee, about joining a wine club to expand your horizons and trying new varieties of wine and … Read more

Dosh App Review – How to Get Cash Back for Your Everyday Purchases

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Dosh App Review

There are many different ways to save money while shopping online, but the most popular tactics typically involve researching valid promo code offers, signing up for e-newsletters to get access to special deals (clogging your inbox in the process), and ironically spending more money to get access to offers like free shipping or rebates. If you’re looking for an effortless and free way to save money at the store and online then look no further than the Dosh app. Launched in April 2017, the Dosh app has revolutionized the way consumers save money on everyday purchases and travel expenses. Dosh App Review Instead of going through the cumbersome process of clipping coupons and researching promo codes, relying on your credit … Read more

Republic Wireless Review – A Great Way to Save on Your Cell Phone Bill

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Deciding on a cell service provider can be quite a hassle, especially with all of the fine print details, hidden fees, service maps, and other contractual matters. Sure, the major providers like Verizon, AT&T, and T-Mobile might offer great benefits like top-of-the-line data speeds, unlimited talk and text, and other cool products and services, but it’s still confusing to navigate the contracts. If you want better cell phone service at a reasonable cost, then up-and-coming Republic Wireless might be the answer you’ve been waiting for. With no contracts and maximum efficiency, the service automatically defaults to wi-fi access before eating into your data plan. Republic Wireless was designed to simplify the consumer experience and help folks save money on their … Read more

How to Save for College While Your Kid is in High School

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If you’re wondering whether there is still adequate time to invest in a college savings fund for your kid(s), you should go ahead and make the leap anyway. You don’t want to rely just on student loans to fund your education or even the best private student loans. You can invest with a robo-advisor or go through a traditional college savings plan broker, depending on your family’s college savings goals. How to Save for College While Your Kid is in High School Start Investing in a 529 College Savings Plan One of the most important things a parent can do while saving up for their kids’ college education is starting a 529 college savings plan. This type of investment account does … Read more

6 Reasons Why You Should Start Saving Early

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How to save money on your vacation

The following is a guest post by Anthony Goff, a financial advisor with a degree in Mathematics and also the founder of Personal Finance Hub. If you’d like to submit a guest post to Money Q&A, check out our guest posting guidelines. Saving isn’t necessarily the easiest thing to do. As soon as you get your paycheck or money from a friend, the first thing you’re going to think about is spending it as soon as possible. However, what if we told you to start saving that money? I know, we sound crazy. But, if you start saving early in life, it can seriously help your financial stability. Below, are the top five reasons why you should start saving early on … Read more