How to Earn an Extra Income Delivering for Postmates

A 2017 survey from Bankrate found that more than 44 million Americans have some kind of side hustle – though many use side hustles for full-time incomes – and that number has likely gone up over the past couple years. Depending on the difficulty, time involved and skill level required, side hustles can produce anywhere from $8-25/hour (sometimes less, sometimes more). Some of the more popular side gigs in recent years have involved transportation: Uber or Lyft for transporting human passengers, Bird or Lime for recharging electric scooters, and Door Dash, UberEats, GrubHub or Postmates for food delivery beyond the standard pizza delivery we had in the pre-Internet era. Delivering food can be a lot of fun and financially rewarding … Read more

Top 3 Way You to Can Create a Cash Only Budget

How You to Can Create a Cash Only Budget

This post may contain affiliate links, and I will be compensated if you make a purchase after clicking on my links. A new report from the Federal Reserve found that, as of June 2017, the amount of outstanding credit card debt in the United States is at the highest level it has ever reached in the country’s history. The previous record was set in April 2008 – just before the recession – but now that the economy has vastly improved, why is there so much credit card debt in the U.S.? Some economists have argued the ease of access to credit cards has led to our personal debts spiraling out of control. After all, the flashy advertisements for 0% introductory … Read more

Did Our Parents Teach Us Bad Habits About Money?

Most parents do a wonderful job of preparing their kids for academic success, future jobs, and raising families of their own, but countless studies released over the past several years indicate that parents have somewhat failed to educate their kids in one crucial category: personal finance and money habits. Younger generations are experiencing almost unprecedented financial struggles as they get into their 20s and 30s, but is it really due to them just being “lazy” like the media headlines suggest? Why else would the quality of their lives by decreasing compared to their elders? After all, a 2016 study conducted by Stanford University, Harvard University, and the University of California, Berkeley economists found rates of children with a higher standard of living … Read more

Top 10 Ways to Save Money Eating Out at Restaurants

Save Money Eating Out At Restaurants

Are you looking to learn how to save money eating out? My wife and I love to eat out at restaurants. Thanks to a recent look at how I spend my money, 8.8% of my income actually goes towards eating out every month in fact. But, I do not make any apologies for it. My wife and I simply hate cooking and love eating out at restaurants. It is something that we love to do. So, my wife and I make a conscious effort to budget eating out at restaurants so much. Restaurants rely on more than ambiance and the aroma of your favorite foods to get you to spend. They favor tricks to appeal to your mind — to … Read more

Stop Leaking Cash by Becoming Financially Literate and Save More Money

financialverse

The following is a guest post by Harry N. Stout, the author of the FinancialVerse books and the free newsletter Moneysavers. If you’d like to submit a guest post like this one about being financially literate or any other topic to Money Q&A, be sure to check out our guest posting guidelines. Do you want to be better off financially and stop leaking your valuable cash? Being financially literate just might do the trick. What I have found is that a lack of financial literacy can be financially and psychologically costly. I write extensively about this in my FinancialVerse books and content (www.financialverse.com). Despite a booming economy, record corporate profits, a healthy stock market, fifty-year low levels of unemployment, and … Read more

Wallit App Review – A Great Budgeting Smartphone App

Wallit App

One of the most important lessons a parent can teach their child is proper financial management. This is something rarely taught in schools, yet a vast majority of parents do not adequately prepare their children and teenagers for independent financial management when they reach adulthood. Reasons for this may range from an unwillingness to discuss financial matters with their children to simply not realizing the importance of actively teaching kids the basics of budgeting, spending & saving, and other critical financial skills. To help families overcome obstacles in financial literacy education and family money management, the digital wallet and money app Wallit is designed to help parents manage the family budget more effectively and teach their kids about financial management … Read more