Money Questions and Answers

Streitwise Review – Easy Real Estate Investing for Investors

Real estate is one of the most consistently lucrative investment opportunities firms limited to the likes of investors and exclusive investment firms with large rental properties and commercial real estate. But, not with Streitwise. They are one of the only fintech investments that allow non-accredited investors. They are still open to non-accredited investors and accredited investors alike. Thanks to the expansion of fintech (financial technology) innovations, it appears the exclusivity of commercial real estate investments is going away, in favor of letting everyday investors access the profitable world of big-time real estate investing. For instance, Streitwise allows people to invest in commercial properties for as little as $5,000 upfront, and since the company is primarily web-based, they offer substantially lower … Read more

Are High Annual Fee Credit Cards Ever Worth It?

by Hank Coleman

In a world where countless credit cards without annual fees exist, it might seem like a waste of money to have a credit card that charges you anywhere from $49-$500+ every year just for the benefit of having that card. Annual fees are not too popular among credit card issuers, as a 2017 survey of 100 credit cards found that just 24 charged annual fees (and 9 of those 24 reduce or waive the annual fee during the cardholder’s first year of use). I’m a huge fan of the American Express Platinum card and the perks it offers. Apply for an American Express Card with this link. You can earn 60,000 Membership Rewards® points after you use your new Platinum Card … Read more

5 Lessons for Tidying Up Your Finances We Can Learn from Marie Kondo

by Hank Coleman

By now, you might’ve already heard about (or watched) Netflix’s wildly popular new show, Tidying Up with Marie Kondo. The show came about after Marie Kondo’s lifestyle routine called the “KonMari method” gained a huge online following, with many people reporting their lives were transformed for the better once they de-cluttered their homes, worked on their relationships and focused on things that genuinely “spark joy” in their lives. How to Tidying Up Your Finances like Marie Kondo Perhaps unsurprisingly, the KonMari method can easily be applied to personal financial management. Although the main principles of discarding and sorting may seem too simplistic to transform your everyday financial habits and long-term budgeting goals, there are plenty of lessons Marie Kondo’s method … Read more

How to Have a Stress-Free Summer Vacation with Rover

by Guest Contributor

Note – This blog post contains affiliate links. I’ll receive a small commission if you choose to sign up with Rover. Before we know it, summer will be over, and fall will be upon us. Make sure to take advantage of the season and plan a most-deserved summer vacation before it’s too late. As soon as you read that I’m sure a ton of questions ran through your head – what about time off, where to go, what’s affordable, who’s going to take care of my four-legged buddy? Don’t stress. There are a ton of options out there that are both fun and affordable, it’s just about doing a little research. As for your buddy, let Rover take care of that stress, … Read more

Find Your Ideal Job and Build Your Dream Business

by Guest Contributor

Following is a guest post by Kedma Ough, the author of “Target Funding: A Proven System to Get the Money and Resources You Need to Start or Grow Your Business“. If you’d like to contribute a guest post like this one about your ideal job versus entrepreneurship to Money Q&A, be sure to check out our guest posting guidelines. Is it possible to have your cake and eat it too? If there was a way to find your ideal job and build your dream business, would you consider both? Most people see this dichotomy and feel that they need to choose one dream over the other. The reality is that you can have both dreams so long as each doesn’t … Read more

Top 7 Excellent Alternatives to Low Interest Savings Accounts

by Hank Coleman

Can you believe the national average interest rate for savings accounts is just 0.09%? Yes, you read that right: 0.09% (not 0.9%). Leaving your money in a savings account is a terrible way to get decent returns on your investments when there are so many better (and higher paying) options available. Many of these alternatives also won’t charge you a dime to manage your savings account, something traditional banks still inexplicably do. If you’d like to start reaping the rewards of saving, then here are some alternatives you should ditch your current savings account for better options than simple low interest savings accounts. 7 Alternatives to Low Interest Savings Accounts: Betterment Ally Synchrony High-Yield Savings Discover Bank Chime App StreetShare … Read more