5 Ways to Balance Your Investment and Debt Repayment Strategies
It can be difficult to to balance debt repayment and saving for retirement. These 5 tips can help you do both.
Cyber Smart: Five Habits to Protect Your Family, Money, and Identity from Cyber Criminals
The following is a book excerpt from Cyber Smart: Five Habits to Protect Your Family, Money, and Identity from Cyber Criminals by Bart McDonough. Bart McDonough is the CEO and Founder of Agio, a hybrid managed IT and cybersecurity services provider. From Cyber Smart: Five Habits to Protect Your Family, Money, and Identity from Cyber Criminals Copyright © 2019 by John Wiley & Sons, Inc., Indianapolis, Indiana. Used by arrangement with John Wiley & Sons, Inc. William and Nancy Skog had cherry-picked an impeccable, perfect, river-front residence in Wilmington, Illinois. Exhilarated by the thought of moving into their dream home, the Skogs could practically see their new lives—watching the tranquil riverboats cruise by and listening to the water birds sing. There was one final … Read more
Will the Proposed Fiduciary Rule Changes Actually Change Investor Behavior?
For nine years now, the financial industry and the federal government have been embroiled in a debate over a rule change to the ethical standards for investment brokers that are enshrined in law as consumer protections. Currently, the rules state that only those who sell investment advice have a fiduciary duty to their clients. Brokers and others engaged in sales have a duty to be sure the products they offer are suitable for the purposes they sell them for and for their clients’ needs. This keeps them honest as salespeople, but it doesn’t prevent them from taking investment positions that compete against their clients if they feel it is in their interests to do so. The federal government cited misconduct … Read more
RoofStock Review: A Marketplace to Buy and Sell Rental Homes Online
If you’re looking for the best passive income ideas, then buying rental properties is one of the most lucrative options out there. It’s not the “set it and forget it” type of passive income, at least not in the beginning. Oftentimes, people focus so much on the potential for high returns on investment without considering the upfront work required to research different properties, evaluate the quality of the neighborhood and surrounding community, assess what the long-term gains might be, find and screen prospective tenants, maintain the property…and so on. It doesn’t sound so “passive” now, does it? Fortunately, RoofStock was designed to make the whole process of investing in rental properties much easier. In a nutshell, RoofStock helps investors buy … Read more
5 Ways to Stay Afloat When You’re Without a Paycheck
Losing your job can be scary, but there are plenty of ways to stay afloat without a paycheck. Here are five surefire ways to keep on top of your finances.
How to Get Cash Back On Credit Card
Imagination is more important than knowledge but, if you give your credit card to a man in the early 19’s, he would just laugh in your face and walk off. Fast forward it to 1950 and Boom! America got its first credit card. Take a leap of 30 years, and you land up with the first reward program by American airlines. The point is, credit card has been with us for almost 70 years and yet we are not fully aware of its functionality. In our age where being frugal has become a necessity, the credit card should be the first to consider. Why? Coz, just take a peek at your wallet, how many credit cards do you see? At … Read more