Are You Aware of These Common Types of Credit Card Fraud?

Can credit cards make you a millionaire?

Rather than wait until you’ve become a victim before you brush up on credit card frauds, it’s best that you keep yourself aware of the most recent and prevalent threats. That way, you can save yourself a lot of frustration, time, and money. An ounce of prevention is most certainly worth a pound of cure whenever there’s money (especially yours) involved. EMV Credit Card You’ve likely noticed that credit cards now come with chips to prevent the very type of fraud some fall prey to when getting a new chip card. What happens is scammers pretend they’re credit card issuers and email cardholders to tell them they need to update their personal information before receiving their new card. Cardholders respond … Read more

How to Decide Whether or Not to File an Auto Collision Claim

Auto insurance may seem like a simple, routine part of life. That is until your car gets damaged. When you’re involved in an auto accident, or your car gets dinged up for any other reason, collision coverage can save you the headache and expense of repairing your car on your own dime. But if you have collision car insurance coverage, should you file a claim whenever your car is experiencing functionality issues or cosmetically damaged beyond what you’re capable of fixing yourself? Depending on a few important factors including your historical driving/claims record, auto insurance deductible, current ability to cover costs out-of-pocket, etc. you may not want to file a claim after all. Rather than letting damage from a car accident … Read more

6 Tips for Beginning Investors

What’s the most important thing to know about investing, according to Warren Buffett? Experience is the key to success for beginning investors. This doesn’t really help those who are new to the world of investing. However, you can reach out to and study advice from experienced investors. Here are some tips selected from experts in the field: One: Invest in Your Abilities It’s extremely difficult to make money from the stock market. Don’t take risks with your financial future. Instead, invest in yourself by improving your own abilities. One expert suggests using an hour each day to improve your marketable skills. If you can “pay yourself” by putting money into savings each day, you’ll be even further along the path … Read more