Money Questions and Answers

Lex OnTrack Review – Identity Theft with Credit Repair

This post is sponsored by Lexington Law Firm. All opinions are my own. Identity theft cases are on the rise, according to Javelin Strategy & Research, which has been tracking identity theft statistics since 2003. In the year 2016, there were 15.4 million victims of fraud in the U.S., with $16 billion in losses reported. The number of ID theft incidents is only likely to continue rising after the 2017 Equifax hack, which exposed the personal and financial information of as many as 147 million American consumers. If you’re concerned about preventing the theft of your financial information, then there are several precautionary steps you can and should take to ensure the security of your private records. While there are … Read more

Life Insurance is More Useful Than You May Think

by Jeremy

Difference Between Whole Life and Term Life Insurance

You do what you can to protect your family’s future. You work hard to provide an income and health insurance. Have you considered making life insurance a part of that protection plan? Ask yourself a serious question: “Would there be a significant financial burden left to my family if I died tomorrow?” If the answer is yes, it may be time to speak to a financial professional that can help you find a trusted insurer for life insurance coverage. Here are a few reasons why you may want to consider buying a policy: Protect Your Family’s Finances While you cannot predict a sudden death, you can be financially prepared for whatever may happen. Your life insurance policy could pay for … Read more

Teaching Kids About Money – What Parents Need To Know

by Hank Coleman

Did you know that only five states in the U.S. (Alabama, Missouri, Tennessee, Utah, and Virginia) currently have requirements for financial literacy classes at the high school level? I’m not a big fan of the current teaching financial literacy and personal finance in public schools. Parents need to be teaching kids about money – not necessarily our school teachers. Personal finance is something everyone has to deal with in their lifetime, and the lack of education on this crucial life skill is especially concerning for a majority of student loan borrowers. 43 million and counting as of 2016 don’t have the tools and knowledge to manage their $37,172 student loan burden according to 2016 average rates reported by Student Loan … Read more

Money Q&A Gift Card Giveaway – Over $220 in Total Prizes

by Hank Coleman

It’s been quite a while since I’ve given anything away on Money Q&A other than copies of Dave Ramsey’s bestselling book, “The Total Money Makeover“, which I have given quite a lot of copies to readers who ask questions here on the site that I turn into blog posts. So, today…I thought it would be nice to give even more alway – in addition to a few copies of Dave’s book. Today, I am giving away six gift cards and give hardcover books worth a combined $220 as follows: Two $50 Amazon gift cards Two $25 Amazon gift cards Two $10 Starbucks gift cards Three copies of “The Total Money Makeover” by Dave Ramsey One copy of “Finish: Give Yourself the … Read more

Dosh App Review – How to Get Cash Back for Your Everyday Purchases

by Hank Coleman

There are many different ways to save money while shopping online, but the most popular tactics typically involve researching valid promo code offers, signing up for e-newsletters to get access to special deals (clogging your inbox in the process), and ironically spending more money to get access to offers like free shipping or rebates. If you’re looking for an effortless and free way to save money at the store and online then look no further than the Dosh app. Launched in April 2017, the Dosh app has revolutionized the way consumers save money on everyday purchases and travel expenses. Dosh App Review Instead of going through the cumbersome process of clipping coupons and researching promo codes, relying on your credit … Read more

How Retirees Can Save and Make Money with Airbnb

by Hank Coleman

Planning for retirement can be stressful, especially if you’re unsure whether you’ll have enough money to retire permanently. If you’re looking for easy ways to reduce your expenses and boost your income during retirement, then you can’t afford to ignore the rewarding opportunities Airbnb can offer. As of 2018, there are more than four million Airbnb listings worldwide. In fact, 191 countries participate. There are more than 200,000 senior hosts on Airbnb, and the company says the 60+ crowd is the fastest-growing demographic using the platform for both traveling and hosting. If you’ve considered joining Airbnb as a soon-to-be or current retiree, then here are some useful strategies for maximizing the value you get from the short-term rental platform. Making … Read more