The following is a guest post from Evan Tarver is a small business and investments writer for Fit Small Business. If you’d like to submit a guest post like this one about investing in your 401k retirement plan to Money Q&A, check out the site’s Guest Posting Guidelines. A 401k lets you invest a portion of your paycheck into an investment account that can be accessed at retirement. Plan contributions are typically invested in a diversified portfolio that includes mutual funds, stocks, bonds, and other investment vehicles permitted by a 401k. 401ks are the most popular type of retirement plan because of their flexibility and tax advantages. 5 Reasons Why Investing in a 401k Is a No-Brainer 1. It Helps … Read more

What are junk bonds? And, are junk bonds a good addition to your investment portfolio? If you are just like average investors, you’re probably all that not familiar with junk bonds and how they can boost your rate of returns on your investments. Junk bonds are high-yield bonds that offer profitable prospects for investors, but they’re not investment-grade bonds. They are a fixed income investment that have a credit rating of BB or lower as indicated by Standard & Poor’s or a Ba rating or below from Moody’s Investors Service. They are called junk bonds because the company that offers them are at a higher risk of defaulting on their obligations than traditional bonds from solid companies with better balance … Read more