When you’re trying to get the best return on investment, you need to think outside the box for new investment options and platforms that offer a balanced mix of risk and reward for your portfolio. The key to consistent and maximal returns is diversity. But, why limit yourself to the usual mix of stocks, bonds, and mutual funds managed by a financial planner when there are so many other options out there – like a robo advisor? Robo Advisors vs. Peer-to-Peer Lending Robo advisors and peer-to-peer lending are two awesome alternatives to the traditional financial planner model because they not only implement top-notch technologies and research to maximize gains for their investors. But, they could also offer more favorable returns than … Read more

Money is what makes the world goes round. It is what propels development, but it’s also the root cause of unnecessary complexities that might ruin the harmony in our society. But putting all those aside, we can’t deny the fact that we need money in order for us to live the ideal life. So how can we assure ourselves that we’ll be on financial bliss for the rest of our life? The answer to that is simple — and it’s through investing. Smart Ways to Invest Your Cash We’ve compiled some of the best ways for you to invest your cash. Here they are: 1. Invest in Real Estate Real estate is probably the smartest thing to do if you … Read more

Diversification is one of the most important aspects of investing which includes alternative investments. Without it, you run the risk of losing your original investment, as well as all the value it’s earned. Diversification spreads the risk of loss across your entire portfolio. This way, if an event such as a market correction occurs, there’s a chance that some of your investments will either hold or increase in value. The Importance of Diversification Risk reduction is crucial to building wealth and saving for retirement, but losses can still occur. If your portfolio’s value declines when you are young, you still have time to rebuild. If, however, your portfolio loses value as you approach retirement, you don’t have as much time … Read more