You need to check your credit report often. If you think you only need to think about your credit report when seeking a loan, think again. Your credit report is a valuable tool in identifying reporting errors and is even an early warning for identity theft. Being proactive in monitoring your credit score can help you resolve previous credit problems faster and help you avoid future credit problems altogether. When and How to Check Your Credit Report It’s recommended that you check your credit score at least once a year. There are … [Read more...] about Why You Should Regularly Check Your Credit Report
Experian
A Quick Experian Credit Score Workout
Your credit score isn’t going to increase on its own. Well, it might, but only for a little while before jumping back down again. This is how the unobserved credit score works. Without specific action taken to keep your Experian credit score on the up and up, it’s never going to get much altitude at all. People tend to get discouraged with their credit scores. After all, they think, I’m careful with my money. I guess there’s nothing else I can do. In fact, there are plenty of things you can do to boost your credit score. … [Read more...] about A Quick Experian Credit Score Workout
How to Spot and Prevent Medical Identity Theft
It can happen out of the blue. You get a bill for health services that you never obtained, or maybe you file an insurance claim and your insurer tells you that you have reached your benefit limit. Identity theft can also be found in the medical and healthcare sectors. It is not just limited to your financial data. In this case, identity thieves confiscate people’s health insurance and personal details so they can obtain certain types of treatment, procure prescription drugs and receive medical care. How to Spot Medical Identity … [Read more...] about How to Spot and Prevent Medical Identity Theft