The following is a guest post byEvelyn Ramsey. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page.

How to save at Disney WorldDisney World is two times larger than Manhattan. If you’ve ever wanted to visit Orlando, now is the time. There are so many exciting things to see.

Here’s how to save money, have fun, and visit the very best areas of the park. Top Tips for Saving Money at Walt Disney World…

Get a Good Hotel

Staying at a hotel on property gets expensive. Some hotels in the park can be had for $70 per night, but if you’re bringing a large family, it can be more like $500 per night. So, instead of paying steep prices, check out these Orlando hotels and just drive or shuttle to the park.

Most hotels that are near Disney World also have taxis or at least a car rental agency nearby that can take you and your family. If a rental car costs you $30-$50 a day, and the hotel costs you $60 per night, it might be cheaper than staying in park if the park prices are a few hundred dollars.

Watch What and Where You Eat

Food in Disney World is notoriously expensive, but the prices are coming down a bit. Drink water, and it’s free. Juice is $1 cheaper compared to the soft drinks. And, the park has relaxed its rules on the whole “no outside food” rules, with a few exceptions. You can’t bring glass containers, hard-backed coolers, or alcohol or food that would need heating up.

Some ideas for food that works well at Disney include sandwiches, snack foods that are brought in plastic bags, dried meats (jerky), and candy. Since water is free, you don’t really need to worry too much about this unless you want to bring your own filtered water bottle.
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Can credit cards make you a millionaire?Credit card debt is a grueling reality for many. As gradates from college or grad school, or any young adult, looking to start a career and/or potential family, the weight of credit card debt can literally and figuratively carry is certainly a burden. Student loans alone have increased over 8% in the last year.

Many young adults are unaware of the dangers of credit cards, and how to appropriately use them to not accrue more debt on top of what may already be very present for them. The reality of debt among American households is only increasing; statistics show that in the last year there has been a 3.3% increase in credit card debt, creating 8.8 billion dollars in national debt, and average of $15,611 per household, just from credit cards.

As interest accrues the interest paid quickly exceeds the cost of the item that was initially charged. It is easy to think that paying it later is more appealing. However, this can often lead to thousands of dollars in extra, and unnecessary expenses.

What To Do With Credit Card Debt

How do we get out of this cycle? Well, some curriculums have suggested we teach financial literacy in high schools, and require students to pass the course in order to graduate. The counter argument however, recognizes that teachers themselves may not be equipped to offer truthful information to their students. Is it ethical for a teacher that had $50,000 in debt to provide this education for students?

General advice outlines several basic do’s and don’ts in order to have a better handle on debt and begin to reduce owed debt the smart way.

1. Don’t pay just the minimum: this is often an easy trap to fall into as thirty-five dollars a month in comparison to the $500 that is due becomes far more appealing. As mentioned above, this can quickly add up. The unpaid difference does not go away. It only gains interest and will cost more in the future.
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Tips for Assuring the Safety of Your Credit Card

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The following is a Guest Post by Jordan Greer. If you’re interested in writing an article for Money Q&A, please visit our Guest Posting Guidelines page. The widespread, almost all-encompassing use of credit cards today means plastic money has become a part of life that’s taken for granted by the millennial generation. A few older heads still remember what times […]

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