There are millions of pet owners in the U.S., which means pet supplies and veterinary care creating a multi-million dollar industry. Most of us would do anything to keep our favorite furry friends safe and sound, but at what cost? Even with adequate preventative care, veterinary bills still cost a fortune for some injuries and ailments, which can be disastrous for individuals and families who are already struggling to pay for their own health care-related expenses.
While human health insurance is assumed to be the answer to our species’ high health care costs, comparatively few pet owners have taken out pet insurance policies for their animals’ veterinary bills. There could be a variety of reasons for this – ranging from a lack of knowledge surrounding the potential costs of veterinary care to people assuming that pet insurance just isn’t “worth it” because nobody else seems to have it – though the fact remains that the cost versus risk calculation for pet insurance is still unclear for most pet owners.
You may want to check out Pets Best pet insurance. They have plans starting at only $16 a month and offer a 30-Day Refund Guarantee!
Is Pet Insurance Worth the Cost?
If you’ve considered taking out a policy for your cat, dog, or exotic pet, here are a few considerations to make before signing any paperwork:
Average Costs of Pet Insurance
The average cost of pet insurance (typically charged on a monthly basis) varies widely, depending on the type of policy/coverage, type of animal, and insurer. You can expect to pay between $10-80 per month for pet insurance on average, with lower end policies coming with high deductibles, annual caps, and more restrictions on what types of veterinary expenses are covered.
However, it’s worth mentioning that even higher-end policies may not cover 100% of your vet bills, and some pet insurance plans require that you pay your vet bills in full first, then receive a reimbursement later on after you’ve filled out the appropriate paperwork. [click to continue…]
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