Whether you are looking for a great present for a loved one this holiday season or just want to learn more about taking control of your finances, any of these ten personal finance books listed below are a great choice. In fact, they should already be on your bookshelf or nightstand. These are the top ten personal finance books that everyone should read.

Top 10 Best Personal Finance Books

The Total Money Makeover by Dave Ramsey1. The Total Money Makeover by Dave Ramsey – If you didn’t know that I absolutely love this book, then you don’t read Money Q&A very much. Maybe you are new. That’s okay. It is an incredible book. It is where everyone should start.

It walks you through saving for an emergency fund, getting out of debt, starting to invest, saving for college, paying off your mortgage, and reaching financial peace in your life. You need this book if you do not read any other on this list. Get this book!

In The Total Money Makeover, Dave Ramsey provides readers with his system for seven baby steps to financial freedom that includes paying off your debt, investing 15% of your income for retirement, saving for your children’s education, paying off your mortgage, and living like no other financial peace.

The Automatic Millionaire by David Bach2. The Automatic Millionaire by David Bach – I love David Bach’s book, The Automatic Millionaire! This book is one of the first personal finance books that I ever read. Now almost two decades later, David Bach’s Latte Factor is now a common phrase in our frugality vernacular.

The book shows how anyone can achieve financial success by cutting out unnecessary expenses, paying yourself first with your investments, and set up a simple plan of how you can retire a millionaire and live the life of your dreams.

The Automatic Millionaire is a bestselling classic that has spanned a whole genre of personal finance books that feed off his system such as Smart Couples Finish Rich, The Automatic Millionaire Homeowner, Start Late Finish Rich, and many others.

What are your favorite personal finance books? Which one must everyone read?Click To Tweet

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Investing Demystified by Lars KroijerYou may unnecessarily be paying the equivalent of five Porsche sports cars to the finance industry over your working life! Check out this investing video series on www.kroijer.com by Lars Kroijer, who used to run a hedge fund in London and wrote the book, “Investing Demystified: How to Invest Without Speculation and Sleepless Nights“. Basically, it says you can’t beat the market, and explain why that is important.

It’s as easy as watching a cute cat video online, except it’s about index funds! But if you spend six minutes watching the first video it could well change how you think about investments. Also, it may save you reading 200 pages of an investment book or give you a good riposte for next time a broker calls you with a hot stock tip.

Investing Demystified

The series consist of five videos – here is a bit on each:

Video 1: Investing Demystified – (Intro Overview – Part 1 of 5)

The Investing Demystified video series is based on the premise that most investor can’t beat the market (or pick investment funds to do so for them). Those investors should only buy world equity index trackers for their equity exposure, and can easily implement the simple and cheap portfolio tailored to their risk profile. They will most likely be far better off in the long run as a result! https://www.youtube.com/watch?v=_chiIIxMGl0

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A Passive Dollar: How to Generate Income with XTrade Europe

No matter what industry you work in, you know that no money comes for free. Any payoff involves an investment of resources such as time, capital, raw materials, or labor. That being said, the recent growth of forex trading has provided an opportunity to traders across the globe to make some extra money from anywhere […]

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4 Tax Deductions and Credits for College Students and Parents

Most colleges are back in session, which means millions of students across the U.S. are in the midst of taking out student loans and paying for tuition, fees, textbooks, laptops, printers, and other school-related expenses. Those costs really start to add up. And, although grants, loans, and other forms of aid can help you maintain […]

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The Surprises You Discover When You Make a Budget

Most of us, at one point or other, start a budget. Some of us are natural budgeters. It just makes sense on some level to these people. But, there are often many surprises you find when you make a personal budget. Carefully managing every dollar is wise. So, why wouldn’t you do it? Well, for other […]

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How to Keep Financial Transparency in Marriage

The following is a guest post by Joslyn Ewart, the author of “Balancing Act: Wealth Management Straight Talk for Women“. If you’d like to submit a guest post on Money Q&A, please check out the site’s guest posting guidelines. Financial transparency in marriage is either fairly straightforward because the couple is comfortable with one another’s financial attitudes […]

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