How to Separate Your Paycheck from Your Discretionary Spending

Did you know that half of American families live paycheck to paycheck? That number may seem astounding, but considering how high costs of living are nowadays and how wages don’t seem to be catching up with those costs, maybe it’s not so surprising that so many families live paycheck to paycheck and as many as […]

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3 Crazy Credit Myths You Should Never Listen To

There are a lot of credit myths that are out there. Everyone you talk to has a wild idea about what will move your credit score up or down. But, the truth of the matter is that no one really knows for sure. The three credit bureaus and the Fair Isaac Corporation, who oversees the […]

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A Cost Comparison: Buying a New Vs. a Used Car

 You need a ride to get to work, to take the kids to school, and to run errands. Stretching each dollar to the limit is preferred, so it doesn’t matter if it’s a new or used car. It’s more about comparing costs and getting the best deal. Here’s what to know when buying a new […]

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Top 5 Times When Your Credit Score Matters The Most

Some people downplay the importance of good credit, but whether you realize it or not, your credit matters. Your credit score and the information on your credit report matters a great deal. It has a tremendous impact on your financial life. You may already know that banks pull your credit report when applying for loans […]

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Top 14 Easy Grocery Hacks to Trim Your Food Budget

Grocery expenses comprise a large portion of most American’s budgets. According to data released by the U.S. Department of Agriculture, the average middle-aged male spends just under $300 per month on groceries when following a “moderate-cost plan.” But, you can save money on groceries. The average family of four, meanwhile, can expect to incur around $1000 […]

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How To Get Off The Sidelines And Start Investing Again – It’s Not Too Late

The stock market has had an amazing run lately, but too much money is still on the sidelines waiting. According to a recent survey conducted by Kiplinger’s magazine, almost half of all Americans do not even know that we have had a fantastic run in the Dow Jones Industrial Average and the S&P 500 index […]

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