What You Need to Know in Order to Find the Best Mortgage Rate

With UK mortgage rates at an all time low, and house prices falling by 0.1%, now may be the perfect time to consider buying a new home. But even with today’s falling interest rates, taking on a mortgage is a major responsibility. Naturally, you want to find the best deal possible. Mortgage rates may currently […]

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2015 Tax Challenges for Small Business Owners

You’ve worked your accounting and payroll department to the bone and finally, finally, everybody’s W-2s have been sent out and you are totally positive that they are 100% correct. Now it’s time to relax, right? Nope. Now you get to focus on your company’s taxes for the coming year and making sure you get those […]

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The Most Important Budgeting Tip You Are Forgetting

Budgeting isn’t easy. Many people feel overwhelmed and give up before they even get going. But even among those people who don’t quit, many miss the most critical step when creating the family budget: tracking all of your expenses. And I mean down to the penny. According to Gallup’s annual economy and personal finance survey, […]

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Secured Lending Marches On

UK Records the Highest January Total For Six Years as Secured Lending Marches On Secured lending levels reached £58.2m in January, an amount that has not been seen for six years. Finance Experts at Loan.co.uk, secured loan specialists says that this is a demonstration that the secured loan industry has picked up from where it […]

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It’s A Mistake Teaching Financial Literacy In Schools

In May, a stringent new financial literacy law took effect in Oklahoma. It requires all high school students to pass a class on personal finance before they can graduate. Banking, taxes, investing, loans, insurance and identity theft, among other subjects, will be part of the curriculum, and the teachers will have to certify that their students […]

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Hidden Problems Renters Face With Their Credit Score

Many young people don’t realize their credit score has a big impact on their ability to rent a home or apartment. Most landlords pull credit reports before agreeing to sign a lease, and a less than desirable FICO score can severely limit your chances of getting into a decent apartment at all, let alone at […]

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