Don’t Hide Your Head In The Sand When Planning For Retirement – This Week’s Podcast Episode!

by Hank Coleman

Episode #12: Don’t Hide Your Head In The Sand When Planning For Retirement

Control Your Retirement DestinyThe NY TImes has reported that 75% of Americans have less than $30,000 saved in their retirement accounts. Hewitt Associates says that 4 out of 5 American workers haven’t saved enough for all of their financial needs in retirement. A recent survey from the Employee Benefit Research Institute found that only 42% of Americans have tried to calculate the amount of money that they will need to have set aside for retirement.

We are hiding our heads in the sand when it comes to planning for retirement. In this episode of Your Money: Your Choices, I interview Dana Anspach who is the the author of “Control Your Retirement Destiny – Financial Security Before The Big Transition”. We cover a wide range of topics about planning for retirement on this episode of the podcast show. We talk about planning for retirement topics such as calculating your retirement needs, how big your nest egg needs to be, not leaving money for your children in your will, spending plans, whether Social Security will be there for us, and a host of other topics. It is a great conversation that you won’t want to miss.

My Interview With The Crew From ReadyForZero

Additionally, I talk to Ben Feldman and Shannon McNay from ReadyForZero about how to get out of debt. ReadyForZero is an only community that helps users take back control of their debt. It is not a debt consolidation website. It is instead a free website with a smart phone app and a user base who help you understand and plan a way to pay off all of your consumer loan debt such as credit cards and student loans.

In the United States, Americans have over $2.5 trillion in debt that they try to deal with on their own. When you think about New Year’s Resolutions and other financial goals, getting rid of your debt and taking back control of your finances are often very high on the list if not number one. ReadyForZero is a free website that helps consumers monitor their debts. The website also helps you formulate a plan that will allow you to pay off your debt as fast as possible. There is a community for support and a great smartphone app to go along with it.

Roth IRAs, CDs, stocks, insurance, your 401K . . .what are the right choices for your financial future? Your Money: Your Choices will clear out the cobwebs and confusion surrounding these concepts and more with clear and concise information. You’ll hear tips and tools that you can put into action right now to help save your hard earned income in way that will protect your future for a healthy retirement. Whether you are a single mom or a father of five, “Your Money: Your Choices” will get you on track and put your money back in your control where it belongs!

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NEW!! Download The Podcast’s Transcript

Download Episode #12 Transcript HERE!! (Right Click Here To Download!)

Or, You can click the “Show” button below to read the podcast’s transcript.

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Past Episodes Of “Your Money  Your Choices”

  • Episode #11 (7-29-13) – Investing In Gold For Your Retirement Accounts
  • Episode #10 (7-15-13) – Interview With Gary Vaynerchuk & Getting Through Burning Out
  • Episode #9 (6-24-13) – What Is Your Magic Retirement Number?
  • Episode #8 (6-10-13) – Life Insurance Policies That You Do Not Need
  • Episode #7 (5-20-13) – Why Everyone Needs To Have A Will And An Estate Plan
  • Episode #6 (5-6-13) – Increase Your Investment Return With Peer-To-Peer Lending
  • Episode #5 (4-22-13) – Living Your Life And Completing Your Bucket List
  • Episode #4 (4-8-13) – How To Incorporate Your Values Into Financial Planning
  • Episode #3 (3-18-13) – You Need A Side Hustle To Earn Extra Income
  • Episode #2 (3-4-13) – Conquering Your Debt With The Debt Movement
  • Episode #1 (2-18-13) – Everyone Should Be An Entrepreneur

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About Hank Coleman

Hank Coleman is the founder of Money Q&A, an Iraq combat veteran, a Dr. Pepper addict, and a self-proclaimed investing junkie. He has written extensively for many nationally known financial websites and publications. Hank holds a Master’s Degree in Finance and a graduate certificate in personal financial planning. Email him directly at Hank[at]MoneyQandA.com.


Hank Coleman has written 577 articles on Money Q&A. Learn more about Money Q&A on Twitter @MoneyQandA and @HankColeman.


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{ 4 comments… read them below or add one }

Kostas

Thanks for the podcast and thanks for the transcript, valuable stuff for those thinking about how will they fare later on!

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Connor Harley

Very helpful insights in the podcast. Thanks for sharing!

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Ameila

I think you totally described me with this. I waited too long with thinking about retirement years. Just lately I found a retirement planner who is trying to help me figure out the best thing to do to be able to have money in my golden years. I almost waited too long but he has some great ideas and plans to get me on track. I hope this will help to get people like me doing something positive with their money.

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Kevin Wilderman

Great post! I’m definitely going to have to go back and start listening to your past podcasts. I wish I knew that they existed sooner!

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