If you could go back and tell your “past” self one thing, what would you tell him? Would you tell yourself to go a little easier with the credit cards? Do you wish that you had started investing at a young age? Has your parents tried to give you advice and money tips for college freshmen? With college students about the flood our nation’s colleges and universities in the coming weeks, there are several money tips for college freshmen and the rest of the student body should take heed. Three Money Tips For College Freshmen And Students Go … [Read more...] about Three Top Money Tips For College Freshmen
Archives for August 2012
Are You Ready to Invest in a Rental Property?
This is a guest post from Emily Guy Birken who writes at One Money Design. Now seems like the perfect time for investors to get started in the landlord business. The housing market is still recovering, which means that home prices are reasonable, interest rates are low, and rents tend to be relatively high. Under these circumstances, buying a rental property seems like a no-brainer. However, owning an investment rental property is not all about pushing wheelbarrows of passive income to the bank. Being a landlord comes with many risks-and just … [Read more...] about Are You Ready to Invest in a Rental Property?
Four Best Home Insurance Discounts To Ask For
You may qualify for certain discounts on your home insurance that you are not taking advantage of. You need to make sure that you ask your home insurance company if you qualify for home insurance discounts and are receiving these discounts on your homeowner's insurance policy. Not capturing all of them can cost you a significant amount of money each year. Four Best Home Insurance Discounts You Need Bundling Car And Home Insurance Most people have seen the commercials about bundling your home and car insurance together in order to receive … [Read more...] about Four Best Home Insurance Discounts To Ask For
Where Should A New Investor Put $1,000 To Work In The Market?
I asked 12 of the best personal finance bloggers and money experts best way to invest money to get an idea of where to start investing. "What is the best way to invest money for a brand new investor? Where should a brand new investor put $1,000 to work in the market?" And, I was not disappointed by their answers. Here are what they said... The Best Way to Invest Money for a New Stock Investor J Money from Budgets Are Sexy - It's always hard to advise someone the best way to invest money without knowing them at all or their … [Read more...] about Where Should A New Investor Put $1,000 To Work In The Market?
Top Tips to Save Money on Your Water Bill in Your Home
If you live in a drought-prone region, such as the American Southwest, you know that water is in short supply. As a result, water is often expensive. And, the more you use equates into the more that you have to pay for this often scarce resource. Do you know how to save on your water bill? Here are some basic tips to help you save money on your water bill. Saving Water Inside Your Home In the home, you can save water in a variety of places. In the kitchen, you should concentrate on saving water. Always use your dishwasher in … [Read more...] about Top Tips to Save Money on Your Water Bill in Your Home
The Dangers of Leasing A Car In Today’s Market
For most people, leasing a car is a bad deal. Once again, I say most people, because there are certain circumstances when it could make sense, but that doesn’t usually apply to individual car buyers. Here are the main dangers of leasing a car in today's market. Dangers of Leasing a Car Leasing Is More Expensive Than Buying Leasing is more expensive than buying, plain and simple. Your monthly payment may be a lot lower than your car payments if you purchased, but your total payment will be higher. If you plan to buy a car, you should … [Read more...] about The Dangers of Leasing A Car In Today’s Market
5 Reasons How Email Marketing Can Increase Sales For Small Businesses
The idea of sending out emails to prospective customers is one that many small businesses have discovered to be highly effective in driving new business through small business email marketing. But, there are others who have not yet realized its potential. In this blog, we'll look at five simple ways you can harness the power of - one of the most cost effective techniques in any company's marketing arsenal. 1. Make sure you do your best to avoid the spam filters. These have become incredibly good at detecting what is seen as spam by many … [Read more...] about 5 Reasons How Email Marketing Can Increase Sales For Small Businesses
Three Tips for Making Extra Cash If You Don’t Have Time
Time and money go hand in hand especially if you want to make money. Quick loans are being used as the top way to have the financial platform in order to be successful. Anyone who wants to earn extra money needs to think about how they will achieve this and specifically how much time do they have to achieve it. If you are one of the many people who do not have a lot of money at your disposal to make extra money, take a look at the top tips below on how to achieve a cash pile: Step 1: Devote weekends While it may be tempting to go out with your … [Read more...] about Three Tips for Making Extra Cash If You Don’t Have Time
Should You Take A Lump Sum Or Monthly Annuity Payments?
Should you take a one time lump sum or annuity payment. Should you spread the payment out over the course of many years? Believe it or not, you may actually get the chance to make a choice like this. And, you need to have all the facts and understand how your choice can affect your family. Typically, we think of this choice when a new lottery winner is announced. We all tend to daydream about what we would do with a huge lottery win. It's okay to dream of winning the lottery. That dream should also includes how you would choose to … [Read more...] about Should You Take A Lump Sum Or Monthly Annuity Payments?
Three Reasons You Should Love Dividend Stocks
I love buying shares of dividend stocks that pay a dividend. Dividends are a great way for companies to give back their earnings to the company’s shareholders. In classic finance theory, a company’s stock share price is derived from the present value of its future income…its dividends. Paid To Wait For Dividend Stock To Increase There have been instances of good companies that have been caught in a value trap, and their stock prices have tread water for years. Microsoft is a great example that immediately comes to mind. Microsoft … [Read more...] about Three Reasons You Should Love Dividend Stocks