Review of Lending Club’s New Car Refinancing Loans

Car Salesmen Tricks They Do Not Want You To Know

There aren’t too many things in life that are more expensive than owning a car. At least homes and other types of properties are appreciating assets, while a car is a depreciating asset that presumably loses 20% or more of its sale value the moment you drive away from the dealership. Fortunately, Lending Club wants to make car ownership easier with its new auto loan-refinancing program. Say goodbye to application fees, origination fees, and those annoying prepayment fees that other lenders charge to punish borrowers from paying off their loans earlier than expected! Lending Club Refinance Lending Club takes a frustrating process and makes car ownership more affordable with its auto-refinancing program. If you’ve recently considered refinancing your car loan, … Read more

7 Simple Ways to Cut the Cost of Your Coffee Addiction Today

If you buy Starbucks every day of the workweek, then you could be missing out on the opportunity to save thousands of dollars per year by switching to cheaper alternatives. Worried about the quality or time-intensiveness of these alternatives? Do you know how to stop coffee addiction?  Don’t let these concerns prevent you from saving money because you might be surprised by how similar generic and brand-name coffee varieties taste, and how easy it is to start making coffee for less than $1 per day, instead of shelling out $4+ per day at the local coffee shop. How to Stop Coffee Addiction and Save Money Do you have an addiction to coffee? Do you know how to stop coffee addiction? Here … Read more

3 Fast and Foolproof Ways to Pay Off Student Debt

Should You Take Out Private Student Loans for College?

In 2017, around 20.4 million students were expected to attend American colleges and universities. According to The National Center of Education Statistics, this is an increase of 5.1 million since the year 2000, and the numbers are expected to increase steadily in the future. The average annual fees for an undergraduate degree, including board, room, tuition and other fees would come to $16,737 for public schools, $43,065 at private nonprofit schools, and $23,776 at private for-profit schools.  With this enrollment momentum likely to continue, it’s important for students to have a good idea of how they are going to pay off their student loans in order to avoid debt that will be harder to overcome the longer that interest is … Read more

4 Obstacles to Effective Retail Execution

Shopping At Outlet Malls

It is pretty much common knowledge amongst consumer-packaged goods companies that profitable retail execution needs a well-planned strategy that is effectively implemented. But only a tiny 19% of brands and wholesalers are satisfied with their ability to merchandise effectively in retail outlets. The problem arises when that strategy doesn’t always work as intended. This article identifies four of the most common obstacles companies face in the struggle to achieve their goals and suggests how to overcome them. 1. A low uptake by retailers in complying with your promotions One of the best ways to boost your products in retail outlets is to run promotional campaigns. But a staggering 90% of B2B companies say their promotions aren’t executed to plan, even … Read more

10 Jobs to Aim For if You Want to Earn More

3 Surefire Ways To Get Ahead At Work And Career

Are you tired of doing a job you don’t enjoy and getting paid a small amount of money for it at the end of the week? You can apply for jobs that help you to earn more money. It’s a position many people find themselves in, but you don’t have to accept things because maybe they can get better. It all comes down your career and how ambitious you are in it. By searching for new pathways and transitions in your career, you might be able to find ways to increase your earning potential in the year ahead. But which jobs are the ones to aim for? There are some in particular that can be transitioned into depending on where … Read more

How to Start Filing Quarterly Taxes as a Freelancer

Taxes are complicated for just about anyone. But, for contracted workers, freelancers, and self-employed individuals, filing quarterly taxes can be downright nightmarish. While it helps that income taxes are changing, and the standard deduction is increasing for 2018, there are still multiple hurdles to filing and paying taxes each year. If you or your accountant realize you might need to start making quarterly payments, also known as “estimated payments”, on your taxes due to income not being withheld, then here are a few crucial things to know beforehand. Filing Quarterly Taxes as a Freelancer Do you Have to Submit Quarterly Payments? To determine whether you need to pay estimated taxes quarterly to the IRS, Publication 505–specifically, Figure 2-A on page … Read more