Month: October 2018

Weighing the Options: Should You Lease or Buy a New Car?

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Tips to Use When You Can't Afford Car Insurance

It’s time for a new car. You found your dream model. But now for the big question — how to pay for it? When it comes to purchasing a car, you can either lease it or purchase it in full. It all comes to cash flow. Both ways, you’ll own a car. Of course, lease or buy depends on what suits your needs and financial situation best. Buying a car means taking out a loan When you purchase a car outright and you don’t have the full cash to pay for it, you’ll have to take out a loan. Taking out a loan is risky sometimes, depending on the interest rate of the bank you’re borrowing money from. The interest … Read more

Find the Best Prices on Amazon vs eBay with Unlooted Chrome Extension

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I’m always looking for the way to find the best prices on the stuff that I buy online. And, I buy A LOT online. In the past, I’ve used browser extensions and plugins like Honey, Swagbucks, Ebates, Coupon Cabin, and the like. And, now there’s a new extension that helps you to find the best price on Amazon versus eBay – Unlooted! What Is Unlooted? Unlooted helps you easily compare your shopping results from Amazon to see who is selling it for less on eBay. It’s a great tool to help you find the best deal. I’m all about finding the best deal. Check out the blog post I wrote years ago about taking advantage of price arbitrage and making … Read more

4 Financial Lessons We Can Learn from Professional Athletes

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Many of us aspired to become professional athletes when we were younger, then the reality sunk in that only a very elite few make it to the big leagues. The rest of us went off to college or trade school to pursue more “traditional” careers instead. There are a lot of financial lessons that we all can learn from today. As a fellow sports fan, you have probably dreamed of the wealth and fame that many professional athletes enjoy, but you might not have considered the fact that they’re prone to financial problems just as much as the rest of us! We might not be in the same league as these players when it comes to athletic ability and incomes, … Read more

Review of Earny – Automatic Price Protection for Your Online Purchases

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Consumer technologies are unbelievably advanced these days. We have smart home devices to control our lights and thermostats, remote home entry systems, VR headsets, voice-to-text audio features, AI assistants at your fingertips…it’s really overwhelming to think about how much technology can improve our lives with minimal effort on our part! Smartphone and tablet apps are also becoming extraordinarily useful, from low-cost therapy chats and first aid advice apps to automated money-saving apps, such as Earny. If you’ve ever purchased something online, only to realize a few weeks later that the price dropped significantly, then you understand the frustration of buying something at the wrong time. Fortunately, Earny’s algorithm is designed to eliminate this frustration altogether by getting your cash back … Read more

The Benefits of Debt Consolidation

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Escape the Weight of Your Crushing Debt

Debt consolidation refers to obtaining a single loan that’s used to pay off smaller loans, leaving just one monthly payment rather than multiple payments making it easier to manage. The benefits of debt consolidation can also help to lower the interest rate and monthly payment as well. While some may confuse it with debt settlement, it is not the same thing. In this case, you pay your debt in full so there isn’t a negative impact on your credit. There are benefits to debt consolidation. With the total U.S. household credit card debt as of June 30, 2017 at $784 billion, according to Credit Karma, it’s no wonder so many are looking at consolidating their debts. Benefits of Debt Consolidation Getting … Read more

Top 4 Tips for Financing an Investment Property

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Save Money and Time with Your Short-Term Rentals

Are you planning to finance the purchase of an investment property? If so, you aren’t alone. Buying real estate as an investment for the future is a popular strategy, yet most people cannot afford to pay cash for something as expensive as a house or condo unit. As you get ready to finance your purchase and set your investment in motion, keep the following four tips in mind. Financing an Investment Property #1 – Have a Down Payment Available This is a great place to start. When you have a sizeable amount of cash available for a down payment, you are going to signal to the lender that you are serious about this venture. It’s much harder to get a … Read more