American Depositary Receipts (ADRs) are stock in foreign companies that are traded in the U.S., just as you would buy and sell stock in America, and are valued in U.S. currency, thereby also paying money in U.S. dollars. American Depositary Receipts represent the acquisition of American Depository Shares, otherwise known as ADSs. Both ADR and ADS are often used interchangeably. What Are American Depositary Receipts? An ADS shows that you own a piece of equity in a company outside the U.S. Therefore, the certificate supplies individuals in the … [Read more...] about What Are American Depositary Receipts?
Archives for January 2019
For anyone looking to hire out their property to vacation clients, it can be a daunting and time-consuming task to try and market their rental property, answer client queries and ensure that other aspects of the property are running smoothly. Fortunately, one can easily engage the services of vacation rental property management professionals who will take care of everything and ensure that guests are satisfactorily taken care of. Property management is whereby you manage properties through dealing and working on all aspects that are needed … [Read more...] about Vacation Rental Property Management
A patent is a legal tool that gives the patent holder exclusive rights to their invention, for a certain period of time. Often, the patent is extremely helpful in building a business, and the entrepreneur can grow the business with the confidence that their idea cannot be stolen while they focus on expanding their market. In some cases, a patent can the most valuable part of the company. There have been many patents over the past century that have launched massive companies. If you are thinking that you might have a great idea that might be … [Read more...] about Five of the Most Valuable Modern Patents
It’s difficult to live a life completely free of debt. Even the super rich will take on debt as leverage in order to grow their wealth quickly. Debt is good as long as it is applied to the right purpose and remains manageable. Unfortunately, for a wide range of reasons, debt can get out of hand. What follows is seemingly relentless chain of calls from creditors demanding you pay up. It’s a conversation everyone dreads especially because the inability to settle the debt may have serious repercussions on one’s credit options in the medium … [Read more...] about 5 Tips for Negotiating with Your Creditors
Divorce is a difficult process to deal with, even for the most amicable couples. There are many emotions surrounding the process and one of the last things people think about is the financial impact that the divorce could have. Whether you are currently separated or going through the divorce process, here are some tips that can help you prepare for possible issues that arise. Hire A Professional Believe it or not there are professionals that can help you with the financial aspect. Finances in a divorce can become incredibly … [Read more...] about A Financial Guide to Getting Through Divorce
Although owning and renting out properties can be a lucrative opportunity, being a landlord can be incredibly challenging. Dealing with unexpected property maintenance problems, unpredictable tenants, and the occasional prolonged vacancy are the banes of many landlords’ existences. But, these issues shouldn’t get in the way of growing your rental income as a property owner. Fortunately, there’s an easy way to avoid these common mistakes made by new landlords, and that's the Cozy app. Launched in 2012, Cozy has become the premier app for … [Read more...] about Review of Cozy: Free Property Management Software
Traveling can be incredibly expensive, especially if it’s a family vacation involving more than a short road trip to the nearest campground. A major problem with traveling expenses is that they are not consistent. Depending on the season, gas prices, and other related factors, you could vastly underestimate or overestimate your projected expenses for your next vacation if you don’t plan carefully. In order to stretch your travel budget without sacrificing any fun, there are several useful strategies you should incorporate into your … [Read more...] about 4 Simple Tips to Help You Pay Cash for Your Next Family Vacation
There are plenty of personal finance apps and browser extensions designed to help consumers save more money. However, few apps have the seamless user experience and popularity of Drop. Drop is a free savings app with more than one million users who have earned over one billion points and redeemed over $3 million worth of rewards. This flexible, intelligent mobile app functions as a consumer’s wallet-saver. By linking your credit or debit card to your Drop account, you can earn points and redeem them for rewards within a few days of … [Read more...] about Drop App Review – Earn Cash Back on Your Everyday Purchases
Before you join the trading business, there are several places where you have to prepare yourself. Making arrangements with your investments, learning the working process in this business, making schedules for your trading etc. and when you will be making your trading routines, one thing will be the most important thing to remember. It is called the trading method. What timeframes traders are following for their own businesses, how frequent they will be trading etc. will be in the routine and according to the trading method. You have to … [Read more...] about What Is the Right Trading Method in the Forex Market?
If you feel that you haven’t reached your potential in your career just yet, you might want to think about the steps you can take to start moving things in a more positive direction. Why not set a clear goal that you can work towards and reassess in 5 years time? For many people, this kind of goal will be linked to income because that’s what matters in your career. Everyone wants to earn as much as they can and be as successful as possible. There are some steps you can take that’ll make yourself more likely to be earning more money in 5 … [Read more...] about How to Make Sure You’re Earning More 5 Years From Now