How would you rate your ability to create and stick to a budget consistently? Are you generally good about living below your means, or are you currently living paycheck-to-paycheck? For people who struggle with saving money, there’s a great new budgeting program designed just for you. called Stratus. This awesome website was founded on the principles that high-quality financial advice shouldn’t be limited to the ultra-wealthy. Stratus believes that individuals and families deserve the same level of personalized advice and attention as folks … [Read more...] about Stratus Review A Free Money Management Platform
Archives for January 2019
Looking for your first house is an exciting time. Whether you’re moving from your parent's place, going from an apartment into a home, or you’re newlyweds looking at your first property together as a couple, home-buying is thrilling. If you’re not prepared though, looking at homes can be overwhelming, disappointing, and discouraging. There are steps to take before you look, during the process of viewing homes, and while you put in your offer. All of these steps help to ensure that your home-buying experience goes as smoothly as … [Read more...] about Buying Your First Home? 5 Steps to Take to Get Ready
The student loan debt bubble recently approached the $1.5 trillion mark, with few signs of slowing down. This problem isn’t isolated to recent college grads and 30-somethings, either. Parents and grandparents are on the hook for millions of loans both as current and former students themselves or co-signers of loans. Even more alarming is the fact that 40% of the 65+ year-old borrowers or co-signers are in default on their loans. The personal and societal consequences student loan debt, combined with the problem of people not saving enough … [Read more...] about Should You Save For a House or Save For Retirement When You Have Student Loans?
American Depositary Receipts (ADRs) are stock in foreign companies that are traded in the U.S., just as you would buy and sell stock in America, and are valued in U.S. currency, thereby also paying money in U.S. dollars. American Depositary Receipts represent the acquisition of American Depository Shares, otherwise known as ADSs. Both ADR and ADS are often used interchangeably. What Are American Depositary Receipts? An ADS shows that you own a piece of equity in a company outside the U.S. Therefore, the certificate supplies individuals in the … [Read more...] about What Are American Depositary Receipts?
For anyone looking to hire out their property to vacation clients, it can be a daunting and time-consuming task to try and market their rental property, answer client queries and ensure that other aspects of the property are running smoothly. Fortunately, one can easily engage the services of vacation rental property management professionals who will take care of everything and ensure that guests are satisfactorily taken care of. Property management is whereby you manage properties through dealing and working on all aspects that are needed … [Read more...] about Vacation Rental Property Management
A patent is a legal tool that gives the patent holder exclusive rights to their invention, for a certain period of time. Often, the patent is extremely helpful in building a business, and the entrepreneur can grow the business with the confidence that their idea cannot be stolen while they focus on expanding their market. In some cases, a patent can the most valuable part of the company. There have been many patents over the past century that have launched massive companies. If you are thinking that you might have a great idea that might be … [Read more...] about Five of the Most Valuable Modern Patents