How COVID Has Affected Challenger Banks

Challenger banks have been making the headlines for a few years now in countries all around the world. In an industry where the banking behemoths often find it difficult to affect change at a fast pace, the promise of easy to open, easy to operate accounts with great user features has been attractive for many people.  So what is a challenger bank? Basically, they are a new collection of smaller banks looking to compete directly with the more traditional, established banking system. Most of them are founded on ‘digital first’ principles, meaning that they do not have any branch based bank accounts at all. Despite what some people might say, they are officially licensed banks and they are definitely disrupting … Read more

How to Get Your Life Back on Track After an Accident

Being involved in an accident can often change your life in a split second. What started as a typical day can quickly be turned upside down. When an accident happens, it can have a far-reaching impact on your life. Every aspect of your life can be affected by an event that took place in a split second. Recovering from an accident can put pressure on your relationships, impact your ability to work, leave you unable to enjoy your usual activities, and make routine tasks a struggle. Unsurprisingly this can leave you struggling with pain, impact your mental health, and cause significant damage to your finances. Due to these extensive consequences, it is only natural you want to do all you … Read more

What Is USD Coin and Why Should You Invest In It?

usd coin

What is USD Coin, and Why Should You Invest in it? The yields have bottomed out and stayed there for a good part of the previous decade. The Fed’s monetary policy is expected to remain loose for the foreseeable future, leaving investors with unimpressive returns on savings accounts and CDs. This naturally motivates investors to look for alternatives. Ideally, equities would have taken care of investors’ plight. However, they would need to take on significantly more risk or be satisfied with yields of below 3% by investing in non-discretionary industries like utilities.  In such a landscape, the USD coin offers a compelling opportunity. Some platforms offer yields as high as 9% on USDC, which means this stablecoin easily edges out … Read more

8 Tips for Maximizing Compensation in a Personal Injury Case

Getting injured in today’s world can spell financial ruin for most workplace accident victims, but stacking medical bills and evaporating career potential doesn’t have to be an unpreventable financial wound. With the help of a personal injury attorney, like those from Schwartzapfel Lawyers, you can conquer these turbulent times without missing a beat. In addition to being master negotiators, these legal professionals can help you maximize compensation and grant you peace of mind in the face of debilitating injuries.  While leaning on legal experts will help you score faster compensation and build a rock-solid case, you’ll need to do your due diligence to minimize missteps. Before filing your personal injury case, there are eight tips and tricks to help you … Read more

Pinching Pennies? 7 Tips for Cutting College Costs

Is your child getting ready to fly the nest and soar into the next phase of life in college? If so, it’s probably time to get down to the nitty-gritty and make sure that their next adventure won’t break your bank.  It’s no secret that college is expensive. However, it’s also a hugely important step for many individuals that sets them up for a better future. Of course, you always want the best for your baby, so read on to check out frugal tips, from buying used textbooks to exploring scholarship options that will shield your wallet when paying for your child’s college.  Explore scholarship options  Scholarships are an incredible way to chip away at college costs. There are countless … Read more

3 Common Mistakes Made By Injured Workers

A work injury report revealed that a whopping 7 million incidents occur annually. Serious injuries can cause an abrupt end to your work life and hurt your finances. Also, less severe damages can be inconvenient even if they don’t cause a drastic lifestyle change.  That said, what should you do when you suffer a work-related injury as injured workers? This article is a compilation of three mistakes to avoid. Not seeking legal advice. One of the most important things to do is seek the services of an experienced attorney. Due to workers’ compensation cases’ tricky and demanding nature, it would be best to have an attorney guide you through the process as injured workers. Fortunately, several law firms, such as … Read more