Guest Contributor

When it comes to small businesses, most people assume that they don’t need to make use of many financial services. And while it may be true that small businesses certainly don’t need nearly as many financial services as a big corporate company, they will still need at least a few if they want to succeed. One service aspect that is important for any business – big or small – is the financial aspect. Certain financial services can help small businesses in many ways, and we’re here to share what they are. Accounting services Let’s face it – most business owners don’t have the time, energy, or knowledge to spend hours doing their business’s finances. This is especially true for small … Read more

The rental market is booming at the moment, especially with digital nomads tracking across the world to live in an exciting new city. 2022 can, and should, be the best year for landlords yet! By making a few changes to your rental properties and agreements you can significantly increase your rental turnover this year. Some of these changes require an initial investment, but you will see great returns within a few short years. Below are five ways to impressively increase your rental turnover: 1. Laundry Offering laundry in your building is a major selling point. It offers fantastic flexibility because you can lease or buy the machines, and you can choose to use the coin-operated kind. By offering a laundry … Read more

One of the biggest benefits of buying a used car is that annual depreciation is lower than a new vehicle. But used car prices have soared over the past year and are now 40% higher than they were this time last year. As a result, it will now cost you more than ever to become a used car owner. So, is it really worth buying a second-hand vehicle? Upfront costs  Right now, the average cost of a used car is $33,000. In 2019, it was just $17,500, so you can see how much of a jump there has been. The typical new car price has gone up too, but only by 15% to $45,000. One thing to think about is how you’ll pay … Read more

Buying and selling shares on the stock market require in-depth research about certain companies. Understanding how well these companies perform based on historical data can give advantages when it comes to making certain decisions.  If you’re a newcomer, navigating the stock market and understanding how to value shares can be overwhelming. There are so many different data sets and metrics to look at, and it can be difficult to know where to start.  However, in this article, our goal is to aid with how to value shares and accurately understand a stock’s worth. Hopefully, after finishing, you’ll be aware of the most simplified manner of establishing this value.   Are you a newcomer to the stock market or just recently gained … Read more

More than 1.5 million people in the US file for bankruptcy every year. Excessive or poor use of credit is one of the leading causes of these cases.  Even Singaporeans are not immune to insolvency. The country has one of the most stable economies, yet their people and companies still file for bankruptcy. In 2021 alone, they recorded 3,106 insolvency applications, 2,045 of which were discharged. The number of bankruptcy cases in Singapore is far less than that in the United States. Yet, what’s clear is even in the most robust economies, insolvency can happen. This is precisely why every individual should be financially literate. It helps you better understand your finances. You will also understand how credit works. Apart … Read more