Guest Contributor

Improving your credit score might be essential if you want access to better financial products in the future. But taking the right steps to grow your credit score in the right direction can be tricky, especially if you are not sure where to start. Boosting your credit score includes understanding what impacts it, and what lenders view favorably and unfavorably when it comes to debt. No matter your reasons for wanting to improve your credit score, keep these tips in mind to get started. Understanding What Impacts Your Credit Score: How is credit score calculated? This is one of the most important things to understand when you want to improve yours. Your credit score is calculated by looking at several … Read more

These days, it seems as though everyone has taken to the internet to find their soulmate. Long gone are the days of carefully vetting your perfect match by sitting in a cafe or a bar and trying to get to know them better. Not only does nobody have time for such antics, but trying to find mister or missus right the old-fashioned way is both high-risk and inefficient. And no doubt, the absolute same can be said for the stock market. Who has time to waste on overvalued, poorly performing securities when there are so many more out there to choose from? Now, it’s important to make a careful distinction here: Just as you’d want to make sure you carefully … Read more

Considering the significance of compounding, the importance of investing cannot be exaggerated in one’s life. Smart investments enable investors irrespective of their experience to reap the benefits of this practice more effectively while securing their financial condition in the future. A common behavioral pattern can be seen among most successful traders, which implies the fact that by adopting certain qualities one can reach their desired financial objectives successfully. There is an array of different types of assets available in the market to invest your capital in; determining your style, having adequate knowledge, and following specific traits are the aspects that separate you from the crowd. 1. Having adequate patience The level of persistence, far beyond all other qualities, has an influence on … Read more

The cost of running your car be a sizeable part of your monthly bill. Between tax, insurance premiums, maintenance, and even parking, the total expenses can be shockingly high. In fact, the average monthly cost of running a car is estimated to be a whopping $713, including depreciation. Thankfully, there are plenty of simple things you can do to shave a lot off your bill. Here are 5 to get you started to decrease your car expenses. Compare Insurance Providers Car insurance premiums can easily exceed $100 a month. As such, they are one of the most substantial parts of your monthly vehicle expenses. And while it can be convenient to just roll over your coverage with your current provider … Read more

The following blog post is by John Moran. If you’d like to submit a guest post to Money Q&A like this one about the types of insurance, check out how here. Accidents happen. We have insurance policies to protect aspects of our lives such as our health, property, automobiles, loved ones, and pets. Suppose our precious possessions become damaged, or ourselves or those close to us become sick. In that case, we can be significantly out of pocket and require an insurance policy to help us with the expense of repairing or replacing an item or dealing with medical bills or the loss of income. If you wish to protect yourself against financial ruin, here are 7 types of insurance … Read more