Guest Contributor

Planning a business trip can be pretty challenging, especially if you plan your first ever business-related trip. Because business trips are substantially different from personal vacations, you will need to be extra careful when it comes to planning. Forgetting something important behind or overlooking something on your itinerary can snowball into a disaster. So, we’ve listed some straightforward tips to help you best simplify planning for your upcoming business trip. Opt For Short-Term Accommodation Rentals Short-term accommodation options are far more convenient for business travelers than most others. Not only will this kind of accommodation ensure your absolute comfort and convenience, but you’ll also save substantially on your stay as downtown Toronto apartments that are short-term rentals will be far … Read more

When you’ve bought a new car, whether used or new, it makes sense to make sure that you can use it for a long time to come. It’s best to stay out of debt so keeping a car long past the last loan payment is the way to go. The thing is, once your car hits a certain number of miles things start to fall apart, and you need to consider car maintenance. There is a way to reduce those costly repairs and that is to maintain your car over the years. The better care you take of your car, the longer it will last. Then, you can get an extended warranty for used cars and reduce your costs further … Read more

What Is Equipment Financing It’s when you use a business loan to purchase equipment with monthly payments that are more manageable than purchasing cash or leasing it. One of the most popular combinations is used forklifts for sale and heavy-duty trucks, the only machines with working load capacities high enough to make complex pieces of equipment affordable. It’s also common for businesses to purchase a rental property with an accompanying mortgage to remove some of their capital outlay. With this type of financing, you can break down the total cost into smaller chunks that are easier on your cash flow-which means less money spent in one lump sum at any given time.  Benefits of Equipment Financing Over the long run, … Read more

A low credit score can impact the number of options that you have available in so many areas. If you haven’t been paying attention to your credit report and aren’t sure what the big deal is, here are seven different times you’ll need to know what your credit score has to say to help you get the best outcome possible.  Reason 1: You’re on the job hunt Some employers will want to look at your credit report to see if you’ll be a liability. Jobs in finance or related to high-level security clearances will want to know if you’re in over your head with debt. While that might seem arbitrary, to them, it means that you could be bribed to … Read more

A car is a substantial investment and so, you want to ensure you make an informed decision when purchasing a new car. That said, here are the most important things to consider when buying your next car.  1. Create a Budget If you already have a car, you’ll want to think about how a different one may change your fuel, service, and insurance costs. If you’re selling the existing one, then do your homework on how much it’s worth before defining your budget. If it’s your first time purchasing a car, then you’ll want to factor in the stamp duty, insurance costs, extras, dealer delivery, and the running costs as well. Settle on a figure that you can afford on … Read more